Only verified microfinance organizations and banks (with a Central Bank license); current fair conditions.
If you want to quickly get a cash loan or an online loan without certificates or guarantors, choose a bank or microfinance company from our catalog and fill out an application online.
For you:
- 50+ microfinance organizations where you can get an online loan without refusal; microloan conditions - rates, terms, amounts
- bank loans - - rates, terms, amounts;
- all microfinance organizations and banks licensed by the Central Bank (information is updated from the website https://cbr.ru/finorg/; the application is not associated with the Central Bank or other government bodies);
- MFO rating.
List of MCCs and MFCs whose activities are regulated by the Central Bank of the Russian Federation. If you need verified MFOs without deception, see if they are on this register and are not excluded from it in 2021 or earlier. To check MFOs in the register of the Central Bank of the Russian Federation, it is convenient to use the search. Source – official website of the Central Bank of the Russian Federation.
You can also read reviews about microfinance organizations, compare the terms of loans/credits of microfinance companies and submit an online loan application online.
🔍Conditions for obtaining loans from microfinance organizations:
- The minimum loan repayment period is 62 days;
- The maximum loan repayment period is 365 days;
- The maximum annual interest rate, including loan interest, as well as all other fees and expenses for the year (Annual Percentage Rate APR) is 32%, and the minimum is 1%. Annual interest for using the Credit - min 1%, max 365%.
- The minimum rate for using a loan per day is 0.01%;
- The maximum rate for using a loan per day is 1%;
- Late penalty: 0.1% of the overdue amount per day, but not more than 10% of the loan amount
- Other commissions or fees: none
Interest rate calculation example:
- The loan amount is 20,000 rubles.
- Loan term – 100 days.
- Commission for using the loan: 0.08% per day, that is, 16 rubles per day, or 2.4% per month (averaged for 30 days), i.e. 480 rubles per month (average for 30 days).
- The total commission amount for 100 days will be 1600 rubles.
- Total amount to be returned taking into account the loan amount: 21,600 rubles.
- PSK - the full cost of the loan (FLC - Full Loan Cost) as a percentage is 29.2% per annum.
Consequences of late loan repayment:
In case of failure to repay an online loan, the amount of the penalty may be 0.1% of the total amount of delay per day, but not more than 10% of the total loan amount.
Requirements for borrowers:
- age from 18 to 75 years;
- passport of a citizen of the Russian Federation.
List of credit institutions:
LLC MFK "Zaymer" OGRN: 1134205019189 / Certificate No. 651303532004088 K
LLC MFK "Money Men" - Certificate No. 2110177000478 dated October 25, 2011.
Limited Liability Company Microfinance Company "Financial Support Center" Certificate No. 2110177000840 dated December 06, 2011
MFC Bystrodengi (LLC) Microfinance company "Bystrodengi" (Limited Liability Company) Certificate No. 2110573000002 dated July 08, 2011
LLC MKK "Rusinterfinance" (Ekapusta) - Certificate No. 2120754001243 dated March 22, 2012.