Decaf Wallet

Decaf Inc.

About this app

DECAF WALLET: A GLOBAL BANK, ON-CHAIN
Send, receive, invest, and cash out money globally—without borders.
Decaf Wallet is the easiest way to hold digital dollars, send money worldwide, and invest—all in one app. A crypto wallet that feels like a neobank, Decaf gives you full control of your money with no intermediaries, hidden fees, or delays. Powered by Solana & Stellar, it’s built for real-world financial freedom, offering instant transactions, gas-free transfers, and seamless fiat off-ramps in 180+ countries.
ADD FUNDS EASILY
Top up your wallet via bank transfer, cash, or crypto.
Get a US account – Receive payments from the USA with your own USD account, even if you’re not from the USA.
Social media logins—skip long sign-up processes.
SEND & WITHDRAW ANYWHERE
Send money globally and withdraw in 184 currencies via cash or bank transfer.
Transfer USDC, USDT, SOL, and XLM across Solana and Stellar in seconds.
Bank withdrawals at the lowest fees – Send money directly to SEPA, MXN, COP, BRL, ARS, USD, and more at the cheapest market rates.
Cash out with MoneyGram – Withdraw crypto in 184 currencies at 400k MoneyGram locations—no bank account required.
Gasless transactions—no need to worry about network fees.
Search by username—no complicated wallet addresses needed.
GROW YOUR MONEY
Earn yield by investing in government bonds, DeFi, and crypto.
Swap at the best rates – Convert USDC, USDT, SOL, and XLM directly on-chain using Decaf’s decentralized exchange (DEX)—no centralized exchanges needed.
Debit card coming soon – Spend your crypto anywhere with Decaf’s upcoming card.
YOU’RE IN CONTROL
100% non-custodial – You own your private keys, meaning you control your money—no one else.
Decentralized & transparent – Decaf uses Solana & Stellar for ultra-fast, low-cost transactions.
No gas fees – Decaf covers blockchain transaction fees.
Hold & spend digital dollars – Save in stablecoins (USDC, USDT) to protect against inflation, send money globally, and access funds without banking restrictions.
Built for the global economy – Serving users in Latin America, Africa, and beyond, Decaf provides an affordable, borderless financial solution.
WHO IS DECAF WALLET FOR?
Freelancers & remote workers – Get paid in USDC, USDT, and cash out easily, avoiding high fees and slow bank transfers.
Global travelers & expats – Hold digital dollars and withdraw cash worldwide—no need for a local bank account.
Crypto users & investors – Swap, hold, and manage crypto & stablecoins without relying on centralized exchanges.
Everyday users – Avoid high remittance fees and send money to family instantly with stablecoins.
Small business owners & merchants – Accept crypto payments with no chargebacks, low fees, and fast settlement.
Residents in high-inflation regions – Protect your money from devaluation by storing it in stable digital dollars.
HOW IT WORKS
Download & set up in seconds – No ID or bank required—just create a wallet and get started.
Send & receive crypto – Use USDC, USDT, SOL, XLM, and more for fast, borderless transactions.
Swap at the best rates – Convert your crypto on-chain using Solana and Stellar DEXs, without relying on centralized exchanges.
Invest & grow your money – Earn yield by investing in government bonds, DeFi protocols, and crypto assets.
Withdraw to a bank account – Send funds to SEPA, MXN, COP, BRL, ARS, USD, and more at the lowest market fees.
Cash out with MoneyGram – Withdraw digital dollars in 184 local currencies at thousands of MoneyGram locations worldwide.
Decaf Wallet is an award-winning platform, recognized for its impact in digital payments. Winner of Circle's Impact Pitch Competition at the World Bank in Washington, DC, and the Visa Everywhere Initiative, Decaf is redefining financial access for individuals and businesses worldwide.
DOWNLOAD DECAF WALLET NOW
Get started today and experience the future of financial freedom.

Ratings and reviews

I have been trying numerous times to send to my exchange but have been getting error messages and all attempts to reach support and the app blanks out on me. need help

i love this app. it let me transfer directly to a bank in Mexico faster and cheaper than other apps.

One of the inclusive wallets with an actual on and off ramp feature, thanks to Stellar. There are no issues here transferring bank to wallet vice versa. Moneygram integration works flawlessly. The app is a little buggy at times when funds do not show up after a refresh. I highly recommend it to everyone.

What’s new

We update the Decaf Wallet app as frequently as possible to make it faster and more reliable. This version includes several bug fixes and performance improvements.