Banking4 Home

Subsembly GmbH

About this app

BANKING FOR PROFESSIONALS

With Banking4 Home, you have complete control over all your accounts across multiple banks – simply, reliably, and securely.

Perfectly categorized and accessible for years to come: Split transactions, freely definable categories, and dynamic rules simplify detailed transaction analysis – easily and almost fully automatically.

Your sensitive financial data is securely stored in a highly encrypted data vault – and with Dropbox or WebDAV, it can even be used across platforms.

No other app offers so much: For example, you can retrieve genuine electronic bank statements as PDFs.

Security is paramount: Banking4 stands for exceptionally secure online banking: Naturally, the new chipTAN, smartTAN, and mobileTAN methods are supported, as well as traditional TAN methods.

FEATURES

• Checking account, money market account, savings account, securities account, credit card, fixed-term deposit, foreign currency account, offline account, cash balance
• Balance, transactions, transfers, scheduled orders, standing orders, international transfers
• Photo transfer
• Split transactions and user-defined categories
• Access to electronic bank statements
• Convenient search and filtering of account transactions
• Creation of PDF printouts
• Bank connection via FinTS
• Scanning QR codes for transfers

PERMISSIONS

• Storage: Access to documents and downloads for storage, import, and export

• Camera: For photo transfers and QR code transfers

• Bluetooth: For Bluetooth ChipTAN readers

• Location: For pairing with Bluetooth ChipTAN readers running Android 6.0 or later

Ratings and reviews

I've tried many apps and although Banking4 has several shortcomings, I had to stick with it because I got so used to it and because it synchs nicely with my German banks and credit cards (including those that don't have API, in which case Banking4 uses a screen-scraping technique). My main complaint is that with the N26 bank, several transactions get imported in duplicate, and there's no way to delete them but manually. From my research, this happens because Banking4 imports non-processed or non-settled transactions, and when N26 finally processes/settles those transactions, they get imported again by Banking4. But that means that I am never 100% sure that my numbers are correct or if data is skewed because of those duplicate transactions. Besides that glitch, I have two main wishes: - English interface is long overdue - Better graphics and reports. The graph that shows on top of every account, for instance, is only of the last month. I'd love to be able to customise it. I made a habit of inputting and classifying every transaction I have, but because Banking4 lacks better reporting abilities, I feel like I should be able to get so much more from the data I input.

great App, using it for years now. however, when will you guys make Amex card work again? it's a pity it stopped working suddenly. update: very wonderful you worked this out! AMEX works again!!! perfect 👍

April 2019 update: The app did not improve much since the last two years. There seems to be a bug with the app repeatedly asking for my pin although I told it to save it. It appears the pin database is erased when I sync the same data on my PC with Banking4W. Also, number of banks supported still very very low. Most of my banks are not supported (Revolut, Ditto Bank, Consorsbank Depot [Verrechnungskonto])