S-Net Mobile

Spuerkeess

About this app

S-Net Mobile, the Banque et Caisse d’Epargne de l’Etat, Luxembourg (Spuerkeess)’s free mobile banking app allows you to:

• view the transactions on your accounts and credit cards,
• execute payments (Eurotransferts),
• send secure messages to the Spuerkeess and access your received mail and documents,
• find a Spuerkeess branch or S-BANK ATM,
• simulate your personal or mortgage loan.

Furthermore, the PIN-login allows an even faster access to your daily banking operations.

Ratings and reviews

Edit: this appears to have been fixed Used to work but not anymore, gives an error message when logging in "Login impossible. The requested service is currently unavailable". This is very disappointing

Although my phone is a bit dated, this app is a bit lagging and sometimes just exits by itself. I have gladly some other banking apps, and none of it has such behaviour. The bank itself is more of an issue. Premium prices with substandard service describes it best. I usually have to do several 2-digit transfers, because you can't never be sure, that a medium 3-digit transfer would be executed. Waiting for the day that such institutes become obsolete, be it by CBDC's or other digital assets.

Normally I would rate this app with 5 stars. But with the integration of Payconiq into this app, I can't do this. Requesting money via S-Payconiq was easy, I sent a text message with a link and the receiver clicked on it and done. Now I have to create a QR Code. Not everybody is close to me to scan my phone screen. So I have to share the QR Code. But receiving the QR code on a phone, gives you zero possibility to scan it. This is only interesting if I share it on a PC Screen.

What's new

- Minor adjustments