zero is a simple expense tracker that works completely offline. Your financial data stays on your device, always private, always secure, always yours.
đ¯ WHY zero?
Most finance apps want your data. zero wants nothing.
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No account required - start tracking in seconds
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No internet needed - works offline, always
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No ads - ever
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No data collection - your finances stay private
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No subscriptions - completely free
đ° TRACK EXPENSES EFFORTLESSLY
Add expenses in seconds with a clean, minimal interface designed for daily use.
đ Quick expense entry with amount, title, and category
đ¨ Custom categories with icons and colors
đ
Date picker for past expenses
đŦ Add notes and descriptions
⥠Default categories to get started instantly
đ¤ MANAGE MONEY YOU OWE & ARE OWED
Keep track of debts and loans with friends, family, or anyone.
đ¸ Track money you lent (who owes you)
đŗ Track money you borrowed (who you owe)
đ¤ Organize by person with custom icons
đ See total balances at a glance
đ Never forget who owes what
đ BEAUTIFUL REPORTS & INSIGHTS
Understand your spending with clear, visual reports.
đ Monthly expense breakdown
đĨ§ Category-wise spending charts
đī¸ Daily spending heatmap
đ Year-over-year comparison
đ Filter by date range
⨠DESIGNED FOR YOU
đ Dark mode & light mode
đą Multiple currency support (âš, $, âŦ, ÂŖ, and more)
đ¤ Export your data anytime
đĨ Import data when switching devices
⥠Fast, lightweight, battery-friendly
đ PRIVACY FIRST
Zero is built on a simple principle: your money, your business.
đ All data stored locally on your device
âī¸ No servers, no cloud, no sync
đĢ No analytics or tracking
đĄī¸ No third-party SDKs collecting your data
đ¯ Open about what we do (and don't do)
đĨ PERFECT FOR
đą Daily expense tracking
đĩ Monthly budget awareness
đ Splitting bills with friends
đ¤ Tracking loans and debts
đ Understanding spending habits
đ Anyone who values privacy
Zero is free, ad-free, and always will be.
Download now and take control of your finances, privately.
Have feedback or suggestions? We'd love to hear from you.
Made with â¤ī¸ for people who care about privacy.
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