RinggitWise

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RinggitWise is your personal finance companion built for Malaysians. Track expenses, set budgets, plan savings goals, and get AI-powered financial guidance — all in one app.

Features:

- Budget tracking with category breakdown
- AI Financial Coach — ask anything about budgeting, saving, or investing
- Debt management with payoff strategies
- Emergency fund tracker
- Savings goals with progress tracking
- Malaysian-focused: EPF, PTPTN, LHDN tax reliefs, ASB & more
- Bilingual: English & Bahasa Malaysia
- Beautiful themes & dark mode

Disclaimer: RinggitWise is not a licensed financial advisor. All information provided is for educational purposes only.