무카드

OK저축은행

About this app

ㆍMain Services:
- Loan application (mobile loan, additional/re-loan, loan brokerage loan, maturity extension)
- Electronic contract (to write electronic contract through universal accredited certificate)
- Information inquiry (loan information, transaction details, payment information, issuance of certificates, confirmation of loanable amount, etc.)
- Payment (immediate payment, automatic debit application/change/cancellation, etc.)
- R points (point subscription, point earning game_running no, point mall, point use, point cancellation, point accumulation and usage history inquiry)
- Customer Center (certification center, notices, customer consultation, frequently asked questions, voice of customers, loan guide)
- Company Introduction (CEO Greeting, Brand Introduction, History, Ethical Management, Social Contribution, Talent Recruitment, Directions, Business Partnership/Suggestion)

ㆍ Differentiated service:
- Provides various services such as loan application, contract writing, information inquiry, and payment without talking to a counselor
- Service available through non-member login without membership registration (except for some services)
- Addition of self-authentication method (addition of self-authentication service through public certificate, credit card, mobile phone)

• Loan product information
- Loan interest rate: within 20% per annum (limited to contracts newly concluded, renewed, or extended from July 7, 2021)
- Overdue interest rate: contracted interest rate + 3% per annum (up to 20% per annum)
- Loan period: 12 to 60 months | Example: 1,111,662 won in total payment when repayment of 1 million won at 20% per annum for 12 months in equal principal and interest
- Interest payment period: after every month
- Repayment method: Equal principal and interest / free repayment / maturity date
- Early repayment fee: No prepayment conditions such as early repayment fee rate of debt

*General financial consumers have the right to receive a full explanation from the financial seller, and please sign the contract after understanding the explanation.
*Please read the financial product manual and terms and conditions before signing a financial product.
*If the principal and interest to be paid for a certain period is overdue, there may be an obligation to repay all principal and interest before the contract expiration date arrives.
*This product is a credit loan, and the interest rate is calculated and applied according to your credit rating, such as your personal credit score.
*If the loan amount is excessive in terms of repayment capacity, your credit rating or personal credit score may be lowered.
* Excessive debt can bring you great unhappiness.

If you have any questions, please contact the Rush & Cash Customer Center (1566-7979) and we will kindly guide you.
It will be continuously added and updated in the future to provide better service.
We sincerely thank our customers for using Rush & Cash.