한국산업은행 「스마트KDB」

한국산업은행

About this app

Korea Development Bank Smartphone Banking

1. Overview
Using the new Smart KDB, you can safely and conveniently use banking services such as inquiry, transfer/payment, financial products, and non-face-to-face services.
- Target: Individual customers (new deposit and smartphone banking subscription available at Smart KDB)
* Please understand that Smart KDB cannot be used on smartphones with a history of rooting or hacking.


2. New service
Mobile simple authentication
- With simple authentication (simple password/pattern/fingerprint), you can log in to smartphone banking and use all menus without OTP.
(Transfer of up to 10 million won at a time, up to 50 million won per day is possible without OTP, the excess amount is traded after entering OTP)
- Customers who sign up for the mobile simple authentication service can withdraw a small amount (within 1 million won per day) from the automated machine of the Korea Development Bank without a cash card after applying for a simple withdrawal in smartphone banking.

Quick notifications and personalized information
- You can quickly and conveniently meet deposit and withdrawal transaction details, financial information (fund yield, exchange rate information, receipt expiration), and marketing notifications through PUSH service.
- You can check personal banking information such as frequently visited accounts and products of your own interest in MY KDB at a glance.

Smart banking and identity verification
- Through AI financial transaction pattern analysis, periodic transfers, utility bills, and frequently used menus are notified.
- Without visiting a branch, you can use non-face-to-face identity verification for new deposits and banking management services on mobile.

Reliable retirement pension and mobile cash card
- Most financial products provided by Internet banking, including retirement pensions, can be used in smartphone banking as well.
- You can use the ATM service by issuing a mobile cash card with your smartphone without a physical card.

3. Information on access rights

[Basic Required]
- Phone: Check cell phone status and device information
Malware diagnosis, jailbreak/rooting history detection and blocking
* If you do not agree to allow access rights, you cannot use Smart KDB.

[Transaction Required]
- Storage space: Reading the joint certificate file (NPKI) (limited to customers using the joint certificate)
Smart OTP read/write via NFC (limited to customers using Smart OTP)
- Camera: Driving camera for ID and QR code shooting (non-face-to-face real-name verification service, limited to customers using joint certificate)
* As the access rights required for a specific transaction, consent is obtained when accessing a transaction that requires access rights for the first time.
After you agree, you will not receive a separate consent unless you revoke the permission to access.

** How to change access rights: Device settings > Application (app) management > Smart KDB > Permissions

Ratings and reviews

When do you support Android 10?! It's not working!

저장공간이 부족하지도 않은데, 업그레이드가 계속 실패합니다. 기존버전에서는 지금 계좌이체도 안되고, 빠른 해결 부탁드립니다.

갑자기 앱이 계속 강제종료 되면서 실행이 안되네요

What’s new

• 웹 접근성 반영
• 기타 개선사항 반영