OPP Cash

LANTANA TECH LIMITED

About this app

OPP Cash is dedicated to providing cash loans that cater specifically to the needs of our Nigerian customers, ensuring easy and efficient access to financial services.
LOAN DETAILS:
1. Amount: ₦2,000 to ₦1,200,000
2. Repayment Period: 91 - 360 Days
3. Origination Fee Rate: 6% - 24%
4. APR: 20% - 30%
5. Note: To simplify our loan costs for our customers, we have consolidated all charges into a single "Origination Fee." This is the only cost you will incur—there are no additional fees such as "Loan Interest" or "Service Charges."
Example: If you borrow ₦80,000 with a 91-day repayment period and an origination fee rate of 6%, the daily rate of the origination fee would be 0.0659%, the monthly rate would be approximately 1.977%, and the yearly rate would be approximately 24.074%. Thus, the total origination fee would be ₦4,800. Consequently, the total amount payable by the due date would be ₦84,800 (₦80,000 principal + ₦4,800 origination fee).
CUSTOMER ELIGIBILITY:
1. Nigerian residency.
2. 18+ years old.
3. Valid bank account.
4. Regular monthly income.
APPLICATION PROCESS:
1. Register a OPP Cash account using your Nigerian phone number.
2. Submit your basic information to receive a loan limit.
3. Apply for your desired loan amount.
4. Link your bank account to receive funds.
5. Repay your loan before the due date.
PRIVACY POLICY: We prioritize the security and confidentiality of your personal information. Your data will not be shared with third parties without your consent. Additionally, you can request the deletion of your information by contacting our customer care, provided there are no pending loans.