Credismart

Crediminuto IT

About this app

Credismart provides loans from COP 100,000 to COP 1,200,000 with an interest rate (ARP/TNA) of 25% and a Maximum Annual Percentage Rate (APR) of 30% max. Loan terms are from 3 months to 12 months.

Credismart is present in all the states of Colombia. Why choose Credismart? Accessible interest rates. Application process in 4 minutes. No mandatory documentation. Loans available to those with poor credit history. Clients will be able to choose the payment term, and the total amount to be financed, within the maximum and minimum mentioned. Clients who can apply for a loan: Colombian citizens with identity card. Be over 21 years old. Have an active cell line. Contact a Smartphone reseller allied to Credismart.

Interest, term and other loan specifications:

Annual Interest Rate (TNA/APR): 25%
Maximum Annual Percentage Rate (APR):30% max
Minimum repayment term: 3 months
Maximum repayment term: 12 months.
Minimum amount: COP 100,000
Maximum amount: COP 1,200,000

Example of Loan and calculation:

Loans for an amount of COP 300,000
Term of 6 months.
Maximum Annual Percentage Rate (APR):30% max
Annual Interest Rate (TNA/ARP): 25%
Total interest on the loan: COP 17,742
Total amount to be repaid: COP 317,742
Monthly amount to repay or Monthly Fee (includes principal and interest: COP 52,597

To read our privacy policies visit https://crediminuto.com.co/politicas

To read our terms and conditions visit https://crediminuto.com.co/terminos