jUMPP

jUMPP

About this app

At jUMPP, we’re on a mission to add momentum to your money with a new-age banking experience. Save with fixed deposits, pay using imps, neft, rtgs, invest in stocks & mutual funds, avail instant loans, and track all your assets effortlessly in one place.

Meet jAI: Your AI-Powered financial buddy. Get hyper-personalized insights in the language of your choice. From analysing spending patterns to tracking income, jAI provides clear, actionable insights to help you budget better and grow wealth. It’s time to leap toward your goals effortlessly with Jumpp’s smart, AI-powered financial solutions.

Jumpp offers you to
Open your zero-balance YES Bank Savings account in 3-minutes
Get personalised advice from jAI
Super-charge your investments and savings
Automate your bill payments and never miss a due date
Avail quick loans for all your goals
Track all your assets in one place

Say YES to Smart Banking and Save On
Open your zero-balance YES Bank savings account in just 3 minutes—completely paperless.
Transfer money instantly with IMPS and NEFT options, RTGS for larger amounts.
Manage your banking needs anytime, anywhere with secure, 24/7 digital banking.

Invest Up in Mutual Funds and Indian Stocks
Start SIPs or invest in top-performing mutual funds without hidden charges.
Invest in the best Indian stocks with zero brokerage.
Monitor your portfolio performance seamlessly.

PayFast with BBPS
Access over thousands of billers and make secure, on-time payments for electricity, water, gas, and more.
Set reminders to avoid late fees and never miss a due date.
Track your payment history and get instant payment confirmations.

Benefit from Jai-litics: AI-Powered Budgeting and Expense Analysis
Let AI guide you toward better financial discipline.
Get personalised budgets based on your spending patterns and track your progress in real-time.
Understand where your money goes with intelligent expense categorisation and insights. jAI helps you identify saving opportunities and optimise spending.

LoanIt to Own It
Get funds credited to your account in just 5 minutes.
Experience a seamless, 100% digital process for quick and easy loans.
Avail easy and stress-free personal and auto loans.

Personal Loan
Borrow up to ₹5 Lakh. Track loans & manage EMIs effortlessly.

Auto Loan
Finance up to ₹20 Lakh for your vehicle with easy tracking & payments.

Lending partner
Finvasia Financial Services Private Limited, RBI-approved NBFC.

Loan Details
Tenure: 12-60 months
Interest Rate (Monthly Reducing)
Personal Loan: 18%-26%
Auto Loan: 9%-13%
Max APR: 36%
Factors Affecting APR: Principal, ROI, tenure, processing fee.

Personal Loan Example
Loan: ₹1,00,000 | Interest: 18% p.a | Tenure: 12 months
Processing Fee: ₹2,360 | Documentation Fee: ₹590
EMI: ₹9,168 | Total Interest: ₹10,016 | Total Payable: ₹1,10,016

Auto Loan Example
Loan: ₹1,00,000 | Interest: 9% p.a | Tenure: 12 months
Processing Fee: ₹2,360 | Doc Fee: ₹590 | Stamp Duty: ₹295
EMI: ₹8,745 | Total Interest: ₹4,942 | Total Payable: ₹1,04,942

PowerUP with Rewards While You Manage Money
Boost your savings with PowerUp rewards.
Link all your accounts to get an overview of your finances and extra boosts.
Earn Boosts (points) for completing simple actions like bill payments, fund transfers, and investments.

Get Security You Can Trust
With advanced encryption and YES Bank’s trusted infrastructure, your data and transactions remain safe and secure.

Leap to smarter finances today.
Download jUMPP now and make your money work for you!

Backed by Finvasia’s legacy of innovation and Shoonya’s trust, jUMPP isn’t just about managing money - it’s about making your money do more. Every decision becomes smarter, every action effortless, and every goal within reach.

Updates and Improvements
We are continuously adding new features for a super experience.
Expanding support for more regional languages beyond English and Hindi.

What’s new

Performance improvements and bug fixes.