4.0
16.2K reviews
1M+
Downloads
Content rating
Everyone
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About this app

What’s New
Account Linking & De-linking: Link your HBL Microfinance banking account to your FirstPay wallet and enjoy using a wider range of features across your HBL Microfinance account and the FirstPay Wallet.
Favorites: Easily save your most frequent transactions and recipients as favorites for quick access, making repeat payments and transfers faster and more convenient.
Cashpoint Visibility: View nearby HBL Microfinance Bank branches, ATMs, and authorized agents to help you locate cashpoints and banking services effortlessly.
FirstPay by HBL MicroFinance Bank Ltd.
About FirstPay:
FirstPay, a mobile wallet powered by HBL Microfinance Bank is here to give you real Banking beyond the Branch experience. With a single tap, now send and receive money, linking of HBL Mfb account, access a loan with flexible payment plans, pay utility bills, and get mobile top-ups done for any network, from anywhere, anytime!
So why wait? Sign up for FirstPay today and bring the bank home!

FirstPay Features:
• Instant Funds Transfer – Send and receive money to:
o FirstPay wallet
o Bank Accounts like Alfalah, UBL, Faysal Bank, or any other bank across Pakistan
o Mobile wallets like EasyPaisa, JazzCash, Zindigi, SadaPay, or NayaPay

• Mobile Load – Prepaid & Postpaid mobile load on any network
• Mobile Bundle – Telenor

• Utility Bill Payments
o Electricity
o Gas
o Water
o Internet
o PTCL and many other bills

• Instant money with Nano Loan
o Apply for a Nano loan without any hassle of document submission and get up to Rs. 15,000 loans in no time!

• Account Linking/De-Linking
o Now conveniently link your HBL MfB account within the FirstPay app and enjoy the below features;
o Fund Transfer from Core Bank Account
o Utility Bill Payment
o Account Balance and Transaction History
o Cheque Book request and Status check
o Stop Payment of cheque
o Managing Bank Account Limits
o Account Maintenance and Tax Certificate
o HBL MfB Debit Card
o Manage Dynamic QR
o My Profits
o My Loans and much more…

• Debit Card
o Forget the hassle of standing in long queues just for cash withdrawals. Order your FirstPay Debit card and enjoy a world of discounts at a wide variety of brands across Pakistan.
• Debit Card Management
o Manage your FirstPay Debit card - Debit card activation
o PIN Generation
o Temporary blocking & PIN Change
o Statement of Account – get your account statement in just a click.
o Dispute transaction - simply mark the transaction disputed through your statement and get it resolved

• Invite Friends for more fun!
o Now invite your friends and family to FirstPay.

• Request Money
o When you need funds, request from your friends and family through FirstPay conveniently

• Favorites
o Now mark any beneficiaries as Favorite and make effortless Mobile Top Ups and money transfers to your favorite contacts.

• What’s more on FirstPay?
o Education Fee – Pay school, college or university fees through FirstPay instantly
o Pay your taxes, License Fees, Traffic Challans, Credit Card Bills, and many other payments with ease.

Follow us on social media to know what’s happening on FirstPay and download the FirstPay app today! We are super excited to see you on the other side.

In case of any suggestions or complaints, please write to us at complaints@hblmfb.com, or call 24/7 at 0800-42563.

Follow us at:

• Facebook
o https://web.facebook.com/FirstPaybyHBLMFB
• Twitter
o https://twitter.com/FirstPayHBLMFB
• Instagram
o https://www.instagram.com/firstpaybyhblmfb/
Updated on
Oct 31, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Device or other IDs
This app may collect these data types
Location and Personal info
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.0
16.1K reviews
Naveed AL Hassan Bhatti
October 30, 2025
I’m facing an issue while trying to order a new debit card through the FirstPay app. Whenever I click on “Order New Card,” it just keeps loading and then stops without proceeding further. I’ve already cleared the cache, updated the app, and used a stable internet connection, but the problem still persists. My wallet is verified and active, but I’m unable to get my new card. Please fix this issue or provide a solution as soon as possible.
HBL Microfinance Bank Ltd
October 31, 2025
Dear valued customer, Request you to kindly share your concerns with us at http://m.me/1933624523536480 . Our team will assist you promptly.
Faisal Jahangir
November 6, 2025
The FirstPay app is becoming very frustrating. Whenever I try to open it, the app suddenly turns off again and again. It doesn't even stay open long enough to do anything. I tried everything-restarting my phone, reinstalling the app, updating it, and even resetting my phone-but the problem is still the same. If an app can open properly, how are users supposed to trust it for payments? Please fix this issue as soon as possible.
1 person found this review helpful
Hamza khan
September 23, 2025
I'm extremely disappointed with HBL Microfinance Bank's helpline and customer support. I've made three transactions from my HBL Microfinance FirstPay wallet, but the recipient hasn't received the funds yet. It's been over a week, and the amounts have been deducted from my account. I'm still waiting for resolution.
6 people found this review helpful
HBL Microfinance Bank Ltd
September 24, 2025
Dear valued customer, we sincerely apologize for the inconvenience you have experienced. Request you to kindly share your concerns with us at http://m.me/1933624523536480 . Our team will assist you promptly.

What’s new

- Enhanced Verification for secure account opening..
- Improved UI/UX for a smoother experience..
- Bug Fixes..

App support

About the developer
HBL MICROFINANCE BANK LIMITED
muhammad.yasir@hblmfb.com
Hbl Tower 16-17th Floor China Chowk Blue Area Islamabad, 44000 Pakistan
+92 342 1113332