4.0
15.8K reviews
1M+
Downloads
Content rating
Everyone
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About this app

What’s New
Account Linking & De-linking: Link your HBL Microfinance banking account to your FirstPay wallet and enjoy using a wider range of features across your HBL Microfinance account and the FirstPay Wallet.
Favorites: Easily save your most frequent transactions and recipients as favorites for quick access, making repeat payments and transfers faster and more convenient.
Cashpoint Visibility: View nearby HBL Microfinance Bank branches, ATMs, and authorized agents to help you locate cashpoints and banking services effortlessly.
FirstPay by HBL MicroFinance Bank Ltd.
About FirstPay:
FirstPay, a mobile wallet powered by HBL Microfinance Bank is here to give you real Banking beyond the Branch experience. With a single tap, now send and receive money, linking of HBL Mfb account, access a loan with flexible payment plans, pay utility bills, and get mobile top-ups done for any network, from anywhere, anytime!
So why wait? Sign up for FirstPay today and bring the bank home!

FirstPay Features:
• Instant Funds Transfer – Send and receive money to:
o FirstPay wallet
o Bank Accounts like Alfalah, UBL, Faysal Bank, or any other bank across Pakistan
o Mobile wallets like EasyPaisa, JazzCash, Zindigi, SadaPay, or NayaPay

• Mobile Load – Prepaid & Postpaid mobile load on any network
• Mobile Bundle – Telenor

• Utility Bill Payments
o Electricity
o Gas
o Water
o Internet
o PTCL and many other bills

• Instant money with Nano Loan
o Apply for a Nano loan without any hassle of document submission and get up to Rs. 15,000 loans in no time!

• Account Linking/De-Linking
o Now conveniently link your HBL MfB account within the FirstPay app and enjoy the below features;
o Fund Transfer from Core Bank Account
o Utility Bill Payment
o Account Balance and Transaction History
o Cheque Book request and Status check
o Stop Payment of cheque
o Managing Bank Account Limits
o Account Maintenance and Tax Certificate
o HBL MfB Debit Card
o Manage Dynamic QR
o My Profits
o My Loans and much more…

• Debit Card
o Forget the hassle of standing in long queues just for cash withdrawals. Order your FirstPay Debit card and enjoy a world of discounts at a wide variety of brands across Pakistan.
• Debit Card Management
o Manage your FirstPay Debit card - Debit card activation
o PIN Generation
o Temporary blocking & PIN Change
o Statement of Account – get your account statement in just a click.
o Dispute transaction - simply mark the transaction disputed through your statement and get it resolved

• Invite Friends for more fun!
o Now invite your friends and family to FirstPay.

• Request Money
o When you need funds, request from your friends and family through FirstPay conveniently

• Favorites
o Now mark any beneficiaries as Favorite and make effortless Mobile Top Ups and money transfers to your favorite contacts.

• What’s more on FirstPay?
o Education Fee – Pay school, college or university fees through FirstPay instantly
o Pay your taxes, License Fees, Traffic Challans, Credit Card Bills, and many other payments with ease.

Follow us on social media to know what’s happening on FirstPay and download the FirstPay app today! We are super excited to see you on the other side.

In case of any suggestions or complaints, please write to us at complaints@hblmfb.com, or call 24/7 at 0800-42563.

Follow us at:

• Facebook
o https://web.facebook.com/FirstPaybyHBLMFB
• Twitter
o https://twitter.com/FirstPayHBLMFB
• Instagram
o https://www.instagram.com/firstpaybyhblmfb/
Updated on
Jun 26, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Device or other IDs
This app may collect these data types
Location and Personal info
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.0
15.7K reviews
Najam Karamat
August 7, 2025
Very bad experience with using this top level app.. I need to make a transaction right now but unfortunately, I made the mistake of keeping some money in this app. Now it hasn't been letting me log in for the last 2 hours. Please, don’t make the same mistake. Don't even keep 1 rupee in this app. Unless you have so much money that you don’t care what happens to it – then do whatever you want
5 people found this review helpful
HBL Microfinance Bank Ltd
August 8, 2025
Dear valued customer, we sincerely apologize for the inconvenience you have experienced. Request you to kindly share your concerns with us at https://direct.lc.chat/16115388/ . Our team will assist you promptly.
Abdullah Siraj
August 4, 2025
It’s been over a year since my account was blocked. I completed the verification process within a month, and all my documents were submitted properly. Still, my account has not been unblocked. Every representative I talk to gives a different story and then disappears without solving the issue. My hard-earned money is stuck inside, and no one is taking responsibility. This app is highly unreliable, and their customer service is a joke. I do not recommend it to anyone. Use at your own risk!
17 people found this review helpful
HBL Microfinance Bank Ltd
August 5, 2025
Dear valued customer, we sincerely apologize for the inconvenience you have experienced. Request you to kindly share your concerns with us at https://direct.lc.chat/16115388/ . Our team will assist you promptly.
Sameer Ali
August 6, 2025
Very disappointing experience. I paid Rs. 410 for a debit card request on 21st December 2023, but till now I have not received the card. I also contacted support multiple times with proof of payment, but I received no response at all. This kind of service is unacceptable. If you are thinking about using this app, be very careful — they take money and don’t even bother to reply. I hope they fix this issue or refund my money. Do not trust easily unless they improve their support and transparenc
3 people found this review helpful
HBL Microfinance Bank Ltd
August 7, 2025
Dear valued customer, we sincerely apologize for the inconvenience you have experienced. Request you to kindly share your concerns with us at https://direct.lc.chat/16115388/ . Our team will assist you promptly.

App support

About the developer
HBL MICROFINANCE BANK LIMITED
muhammad.yasir@hblmfb.com
Hbl Tower 16-17th Floor China Chowk Blue Area Islamabad, 44000 Pakistan
+92 342 1113332