Sumeria

Lydia Solutions

About this app

The online account you've been waiting for to manage everything online.

*2% interests*
Earn interests on all your money, even on your current account. Paid out every month, net of tax.

*Designed to please you*
Choose the card you need: classic or premium black. Then, go for the leather card holder that suits you best: cowhide, python, or leopard?
And after every card payment, scratch away your lottery ticket to find out if you'll be having your payment paid back or not.

*Old fashioned-2.0*
Learning how to use the Sumeria banking app is very easy and quick, yet it's also packed with next-gen technology that provides you with the highest security standards without compromising on the ease of use on a day-to-day basis.

*Straight to what matters*
Your wire transfers are sent and received instantly, for free. Your receipts and your account are updated after every single transaction, so you know where you stand.

*Simplicity through innovation*
Activate Google Pay to pay with your smartphone or your smart watch, in a single gesture and securely.
And make online purchases with single-use Sumeria cards you can generate in 1 tap. They self-destruct right after the payments for maximum security.

*Your money, hassle-free*
Always make payments with your Sumeria card around the world, whatever the distance. And long gone are the unpleasant surprises since there are no exchange fees.
Organize your budget like a pro by using easy-to-use budgeting envelopes for your groceries or holidays.

*Guaranteed security*
Sumeria is a French and independent institution founded in 2011. It is authorized by the ACPR to provide payment and financial services.
As for all French banks, your money is guaranteed by the FGDR fund up to €100,000.

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Open one or several online accounts now free of charge, for you, your couple, your family, or your flat-share. Cancel anytime.
You'll receive your card right at your doorstep within a week.
And if you need help, an advisor will be there for you.

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"Simple and convenient" Vil001395
"The best" Slidouing
"Came in super handy" Moïse37
"Truly hassle-free" Samsam592001
"Awesome" Zod640

Ratings and reviews

My friend had to send a payment to me but he mistakenly sent it to the wrong number, the number in question wasn't yet subscribed to the application. Unfortunately Lydia doesn't enable you to cancel a payment (even if the receiver doesn't have an account!!). So the mistaken receiver could receive a kind invitation to subscribe and take my money!! I am very disappointed by that lack of security

Since the rebranding update, everything feels more complicated. And it's not a lack of habit, it's been a while now. The UI sucks. Examples : Depending on where you click, you get different "transfer" screens that let you or don't let you add a label. You end up with "transfer" everywhere, very useful to know what is what. It's now impossible to add a custom label to existing transactions (but you can add a souvenir picture!!)

Lydia was a great virtual bank. Sumeria is a nightmare. Other than the awful UI/UX, it's really slow, buggy, and customer support is terrible. Usually when I used to top-up from a debit card from another account it was instantaneous, now its been 10 days, and I still haven't received the money, it's taken from my other account but it isn't received on the sumeria account. And I need to beg customer support for a reply. And when they do, it isn't helpful at all.

What's new

The app home screen has been improved: each account now always displays the Sumeria card it's linked to, and the action button for sending money is now always visible in the bottom right-hand corner of the screen. Tapping it prompts a choice between "Lydia payment" and "Wire transfer" with a new animation.