ACU Mobile Banking

America's Credit Union, a FCU

About this app

EXTENDING OUR SERVICE STANDARDS TO MOBILE
America's Credit Union Mobile Banking App makes it easy for members to conveniently access their accounts, monitor balances and use technology to simplify their banking. We continue to improve the application as new features become available. Like visiting a branch, our app makes it easier than ever to have control of your finances.

POPULAR FEATURES OF ACU MOBILE INCLUDE:
• Keep track of account balances
• View your transaction history
• Make loan payments
• Transfer between accounts internally and externally
• Pay your bills
• Apply for a loan
• Scan checks and deposit them remotely
• Review previous checks
• Get support securely
• Find Local branches and ATM’s

Our current members may be eligible to apply for loans with America’s Credit Union. Please review the following to understand our lending information, and make sure to check https://www.youracu.org/personal-banking/rates/lending-rates/ for the latest rate information.
Our personal loans have a minimum repayment period of 3 months and a maximum repayment period of 84 months. The Maximum Annual Percentage Rate (APR) for a personal loan is 18.00%. Our minimum offered loan amount is $500 and our maximum offered loan amount is $25,000.
Not all applicants may qualify for the most favorable rates or the highest possible loan amounts. Approval and actual loan terms depend on credit union membership history and credit risk evaluations (including responsible credit history, debt-to-income information, and availability of collateral). Highly qualified applicants may be offered higher loan amounts and/or lower APRs. Personal loans may not be used for college or post-college education expenses, business or commercial purposes, buying crypto or other speculative investments, gambling, or illegal purposes. Active-duty military, their spouses or dependents covered by the Military Lending Act may not pledge a vehicle as collateral.
Please review our estimated payment example below:
Consider a loan where the borrower receives $5,000 at an APR of 10.48% over 36 months.
The borrower would repay $162.00 every month.

Actual loan terms may vary and depend on the prospective borrower’s credit profile, debts, income, etc.
Some of our loan options are intended for consolidating existing debts into a single loan. When consolidating existing debts or refinancing an existing loan, total finance charges and money owed over the period of the new loan may be more than the existing debt due to longer terms or higher interest rates.

*Mobile Banking only available to America's Credit Union Online Banking participants. Visit https://www.youracu.org for further details.

Ratings and reviews

I have actually been a member for many years now and i love my credit union! The app was an added bonus! Its conveniant and easy to track, thank you! *I just wanted to mention that as of lately i have been having sign in issues. Ive tried uninstalling and reinstalling the app or shutting off my phone to restart and nothing is working. I know its not my bank. Is there some troubleshooting you can do on your end to help my issue?

ACU has a great app. Love the functionality, better than you get from most large banks. Latest update disabled biometrics and forced a password login. Normally that's an automatic one star, but I like the rest of the app so I felt generous in this case. Biometrics matter, they are more secure and the direction of authentication going forward. If you can't support that correctly, you're not ready to play in the mobile space.

Instructions for setting up account to transfer $$ from ACU to any other CU/bank is not sufficient--even the patient lady assisting me had to seek assistance. On the bill pay dashboard, at the bottom in unhighted type is "move money". Tapping on this does nothing. I needed to go into the highlighted area, tap, hold and swipe up. WOW! I found "set up an exterior account". I nor the lady helping me would think to go to a separated by a line area. Please clarify instructions and instructpersonnel.

What's new

EasyCoin Crypto added