4.1
10.1K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Welcome to Utkarsh Mobile Banking App – This is the official mobile banking service from Utkarsh small finance bank. Utkarsh Mobile App seamlessly combines best-in-class technology and service to bring you an meaningful banking experience. This app will give the Utkarsh account holders a option to use our services whether you're at home, work, or on the move. Utkarsh Mobile App is your financial companion and available 24/7.

With Utkarsh Mobile App, you can:

Manage Your Accounts: Check balances, view transaction history, and monitor account activity in real-time.

Transfer Funds: Effortlessly move money between your accounts or send funds to friends and family with just a few tap using various payment options such as IMPS, NEFT, RTGS, UPI Lite among others

Pay Bills: Simplify your life and pay your bills promptly while on-the-go

Open Fixed Deposits / Recurring Deposits at your convenience

Update Nominee Details

Locker – You can apply for Locker facility through the mobile App. Just fill in the details and our representative will call you for further process

TDS Summary – You can get your TDS Summary at any given time through Utkarsh Mobile App

Apply for loans – Opt for competitive interest rates on our array of Loans

And much more options await you for your Banking needs!

To start the service, download Utkarsh Mobile App today and log in with your Utkarsh Small Finance Bank online banking credentials. If you're not yet enrolled in online banking, sign up directly through the app or website and begin enjoying the convenience of Utkarsh Mobile App.
Updated on
Nov 1, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection

Ratings and reviews

4.1
10K reviews
charan charan
October 21, 2025
worst experience. I changed my sim from mobile to tablet and unable to login. called bank and followed their steps..no use. then called customer care and followed their instructions..no use. it says repeatedly invalid credentials despite correct user id and password...totally disappointed and fed up. really do not know what to do.
13 people found this review helpful
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Siddharth Kumar
October 22, 2025
My refund amount was stuck and bank says credited but still not showing in my account and I had shows all proof but they still denied, and not providing any written confirmation that's the amount credited or not. over more than 40 Days still struggling for money. World Class Service ❌ World's worst service ✅
4 people found this review helpful
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Inder Singh Jeena
October 31, 2025
The updated version is not opening in Xiaomi Redmi Y2 Android version 8.1 According to the app developer, this app works on Android version 7.0 and up (requires OS version 7.0 and up) But it is not working on Android version 8.1.
1 person found this review helpful
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What’s new

Update with minor fixes and improvements.

App support

About the developer
UTKARSH SMALL FINANCE BANK LIMITED
usfb.bnk@gmail.com
Utkarsh Tower, NH-31 (Airport Road) Sehmalpur, Kazi Sarai, Harhua, Varanasi, Uttar Pradesh 221105 India
+91 99111 07898