Smart Banking

UniCredit Bank Czech Republic and Slovakia, a.s.

About this app

With Smart Banking you always have your bank at your fingertips. The application is user-friendly and most of all secure. It enables you to enter payments, create and edit standing orders, pay a credit card, or activate a debit card. Access to the application as well as payment signatures are protected by your PIN code or biometric data.

Smart Banking also includes Smart Key, which you can use to authorize payments and other orders entered in Online Banking, both online and offline. In online mode using push notifications and in offline mode by scanning QR codes. You can also easily change your credentials. In case you forget your credentials, you can reset them using a photo of your ID and a selfie video. The application itself will guide you through the reset.

But the application can do many more things!

• Learn about what’s going on in your account after you turn on Push Notifications.
• Have you lost a credit or debit card? You can simply temporarily block and unblock the card for free in the app.
• You can adjust the daily limit for credit and debit card according to your needs.
• Add credit to your mobile phone with a few clicks.
• Check your account balance even without signing into the app with the Widget
• You can also make a payment by scanning a QR code (QR payment).
• In Online Banking you can use the Payment templates and stored Beneficiaries in the Smart Banking application.
• Account statements, statements for credit cards and other documents can be found in Documents.
• Get an instant overview of currency rates.
• Are you searching for an ATM or UniCredit Bank branch? You can quickly find them in the application.

How to activate the app?
We have prepared a simple and unified activation process for you. Simply download the application and activate the application by using your Username and PIN. If you do not have this data, but you are a Client of UniCredit Bank, you can obtain it directly in the application.

Ratings and reviews

The app is extremely limited (and so is the web version). When you dismiss a notification about payment confirmation, you can't get to it again. So you have to repeat the payment and hope that the notification will show up again. You can't un/link cards from/to accounts. You have to do that in person. Also its 2022 and there is no dark theme...

One of the worst banking apps out there. I tried about 7 banking apps to this day and this is by far the worst of them and I also have raiffeisenbank which is the second worst but still much better. Everytime you have to do something its so hard to find and also bugy.. but you have good saving account percentage so.. And I hate that you dont have the quick transfer for free.

The worse bank in prague. App is not user friendly and has a lot of bugs. cant log-in into the app in the night after 7 pm. No way I can do any urgent transection after evening. I had to use Transfer wise to send the money. Application is crashing and can not open, from customer support got the reply that I have to reinstall the app. And configuration is not convenient, you have to remember some useless numbers and codes to clear it.

What’s new

What have we prepared for you in the new version?

•You can turn on card payments notifications
•You can invest with us without branch visit. Open a security account, fill out an • investment questionnaire and simply connect your accounts - all conveniently in the application
We have made a series of improvements