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About this app

[Loan repayment relationship diagram] Visualize your repayment plan!

With long-term mortgages, a small change in terms can make a big difference in the monthly payment amount and total payment amount. However, with this app, you can visually check the impact of changing conditions on a graph.

■ Main features
・Relationship between repayment period and monthly payment amount
If you change the repayment period while keeping the loan amount fixed, you can check the graph to see how the total monthly payment amount and interest will change. You can easily compare things like, ``How much does the monthly payment and total interest cost differ between a 35-year loan and a 25-year loan?'' and ``How much can you save in total interest expense by shortening the repayment period?'' You can find the best repayment plan for you while looking at the balance between your household budget and the total cost.

・Relationship between loan amount and monthly payment amount
If you fix the repayment period and change the loan amount, you can check the graph to see how the total monthly payment amount and interest will change. You can judge at a glance, "What is the maximum amount I can borrow within my budget?" "How much will my repayment burden increase if I increase the amount by 5 million yen?" "How much will my monthly repayments and total repayments change by increasing my down payment?" Find a reasonable loan amount that will not put pressure on your future household budget.

・Relationship between loan amount and repayment period
If you change the loan amount while keeping the monthly payment amount constant, you can see in a graph how the repayment period and total interest will change. Flexible simulations tailored to your life plan are possible, such as ``How many years will it take to borrow 35 million yen with monthly repayments of 120,000 yen?'' and ``How many years can I shorten the loan amount by reducing the loan amount even if the repayment amount is the same?''

■ Recommended for these people
・Those who are conducting comparison studies before signing a home loan contract
・Those who are considering refinancing
・Those who want to create a repayment plan that suits their life plan

■ Focused on ease of use
・Complicated calculations are possible with simple operations
・Tap a point on the graph to display detailed data
・Displays the difference from the standard value, allowing you to see the impact of changing conditions at a glance
- Input data is saved within the device and can be reused the next time the device is started.
・All graphs include total interest paid or principal interest.

*The calculation results are for reference only. Please consult your financial institution when actually signing a mortgage loan.

Please use this information to consider your home loan plan.

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初期リリースです。