Plutus | Bank On Crypto

4.2
1.61K reviews
50K+
Downloads
Content rating
Everyone
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About this app

Plutus is a Web3 finance app revolutionising loyalty rewards by blending traditional banking features with blockchain technology. Through its Visa-powered debit card, Plutus has distributed over £20 million in value through rewards to cardholders.

Customers earn 3% back on every purchase. Its FUEL system, planned for 2025, aims to increase rewards to 10% by recycling network fees back to users.

Plutus also adds real-world utility to its +Plus Reward Points, allowing redemptions for rewards earned in-app, including £/€10 gift cards, Air Miles, travel discounts, and more through upcoming releases.

By offering transparency, flexibility, and utility, Plutus is transforming traditional loyalty rewards with limited benefits into a lucrative, blockchain-powered system for greater value.
Updated on
Dec 30, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Financial info, Messages and 4 others
This app may collect these data types
Personal info, Financial info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.2
1.57K reviews
Andrey Serafinovich
October 17, 2025
Absolute rubbish. What started as a great idea and well-made product has gone downhill fast. No automatic card replacement or clear reminder when it expires — you only find out when payments fail. No subscription means no app, no working card, and forget about your cashback. Disappointing how bad this has become.
11 people found this review helpful
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Kyle Smith
April 3, 2025
I do not understand this anymore. The term 'cashback' has mysteriously changed to 'loyalty tokens' and the co. is trying to gaslight all customers that this was always the case (see their reply..) Edit: tried returning following changes but the terms are impossible to know whether you have violated them or not. one month you get an email saying you're valued and eligible, the next you're on a hit list. you will never get the advertised percentage as they add extortionate fees on every feature.
37 people found this review helpful
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Block Code LTD
April 3, 2025
Hi, It is worth clarifying that PLU has always been classified as a utility token, something we’ve communicated consistently for several years. For additional context, we’ve attached a blog from 2018 that outlines this important distinction in detail: https://medium.com/plutus/legal-opinion-on-pluton-e945a224627
Stephen Bennett
May 17, 2023
Not as good as it first appears! Getting your reward somewhere where it's usable involves a process for which they charge £3. Then you wait... and wait... and wait! Three weeks and counting now and my transfer is still pending. I'm beginning to doubt I'll ever get it. Support is pretty much non existent. When (if) they finally respond, they just refer to some faq which was my starting point...
12 people found this review helpful
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What’s new

Plutus Lite

App support

About the developer
BLOCK CODE LTD
tech@plutus.it
19 Heathman's Rd, Fulham LONDON SW6 4TJ United Kingdom
+1 516-531-8402