Plutus | Bank On Crypto

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About this app

Plutus is a Web3 finance app revolutionising loyalty rewards by blending traditional banking features with blockchain technology. Through its Visa-powered debit card, Plutus has distributed over £20 million in value through rewards to cardholders.

Customers earn 3% back on every purchase. Its FUEL system, planned for 2025, aims to increase rewards to 10% by recycling network fees back to users.

Plutus also adds real-world utility to its +Plus Reward Points, allowing redemptions for rewards earned in-app, including £/€10 gift cards, Air Miles, travel discounts, and more through upcoming releases.

By offering transparency, flexibility, and utility, Plutus is transforming traditional loyalty rewards with limited benefits into a lucrative, blockchain-powered system for greater value.

Ratings and reviews

You'll find 1000s of people getting screwed over by them, check trustpilot and reddit before you put any money into their platform. Lost so much money to their continously downgrading platform where they tie you into contracts and then change the terms after you pay, theyll withhold your money without giving any reason and then increase fees before allowing you to take it back. I would strongly advise everyone to avoid them. After being screwed over so many times I had to take legal action.

Absolute rubbish. What started as a great idea and well-made product has gone downhill fast. No automatic card replacement or clear reminder when it expires — you only find out when payments fail. No subscription means no app, no working card, and forget about your cashback. Disappointing how bad this has become.

I do not understand this anymore. The term 'cashback' has mysteriously changed to 'loyalty tokens' and the co. is trying to gaslight all customers that this was always the case (see their reply..) Edit: tried returning following changes but the terms are impossible to know whether you have violated them or not. one month you get an email saying you're valued and eligible, the next you're on a hit list. you will never get the advertised percentage as they add extortionate fees on every feature.

What’s new

Plutus Lite