크플 - 요즘 돈 버는 법

PFC Technologies Inc.

About this app

How to make money these days
Investment, loans, and app tech all in one place at KPL!

■ Earn easily and surely with an annual investment of around 10%
- You can make a lump sum of money by investing with an annual return of 10%* for the period you want (minimum 2 days to maximum 1 year)
- There are various investment products that use apartments in the metropolitan area, credit card sales, luxury bags, etc. as collateral.
*The weighted average annual interest rate of bonds with a balance as of the end of March 2024, excluding platform usage fees, taxes, and the possibility of insolvency.

■ What you save is what you earn.
- 4,496 people on KPL have already saved 2.71 million won in interest!
- Loan that reduces loan repayment by 2.71 million won (average interest savings for People Fund loan refinance customers in AI loan comparison, period 2016.05 ~ 2022.01, average loan period 45 months, based on equal repayment of principal and interest)

■ The loan limit is generously doubled!
- Average limit per person +90.4% added (average limit increase rate for refinancing customers of People Fund Loan in the loan comparison service, period 2016.05 ~ 2022.01)

■ Loan interest subsidy that can only be used on KPL!
- Interest subsidy benefits of up to 5 million won available just by signing up!
- 0.2% interest subsidy coupon provided exclusively for capital products
- 1.0% interest subsidy coupon provided exclusively for People Fund home mortgage loans

■ Others have already completed loans worth 1.8974 trillion won!
- Loan available at 7% even for annual salary of 3,000 (AI loan comparison actual loan example)
- KRW 2.2503 trillion loan inquiry completed (based on AI loan comparison inquiry (period 2022.07 ~ 2023.02))
- Completed loan execution of KRW 1.8974 trillion (AI loan comparison cumulative linked loan execution period 2016.05 ~ 2023.12)

■ The first step to better loan conditions, lending ability score
- We have already provided solutions to 101,342 people! (Count: 2023.04.05 ~ 2023.10.18)
- By analyzing more than 300 pieces of credit information, we analyze in detail the factors that influenced loan screening by item.
- You can check positive and negative factors in loan screening at a glance.
- You can check which areas need improvement first through the proportion of each item reflected.
- AI provides a step-by-step score management plan
- We predict the optimal loan conditions that can be achieved through score management.

■ Exchange free gifticon for credit right now!
- Super simple! Get 1,000 credits just for signing up
-Manage your borrowing capacity and receive credit! Completing a solution challenge will give you up to 10,000 credits
- Rewards that change every day! Once a day, you can get up to 1,000 credits through a credit draw.
- There is no app tech or salty tech that is easier than this.

> Do you want to earn stable profits through investment?
> Are you not satisfied with the loan terms?
> Have you found a rewards app to save money?
Now, make money by investing in KPL, improve loan conditions to get the best loan, and do app tech with challenges!


■ Linked investment precautions
* Please read the financial product description and terms and conditions before signing a financial product contract.
* The amount of loss due to loan delinquency or default varies depending on the results of bond sales and collection, and the maximum loss may reach the entire investment principal of the bond.
* Our company has an obligation to fully explain this linked investment product, and investors are requested to fully understand the product screen and People Fund disclosure information before investing before making an investment decision.
* The platform usage fee (commission) for this product is 0%, and is paid by deducting it from the investor settlement amount when repaying the principal and interest.

* This linked investment product is not protected by the Deposit Insurance Corporation in accordance with the Depositor Protection Act, and the investor is responsible for any loss of principal.

* This advertisement complied with procedures in accordance with relevant laws and internal control standards.

* Past management performance does not guarantee future returns.
* Investment can be withdrawn until investment fund raising is completed. (Withdrawal is limited after completion of recruitment until redemption/settlement of the product is completed)

* Complaints related to People Fund's business activities can be submitted to the main email ([e-mail]) or customer service center (1600-9615), and People Fund has an obligation to respond faithfully and take necessary measures. . If you wish to mediate a dispute, you can apply for dispute mediation to the Financial Supervisory Service.


■ Precautions
* KPL is a service where financial consumers can check their credit information and receive suggestions for improvement solutions through AI algorithms.
* This service has concluded loan solicitation consignment contracts with multiple financial institutions, and does not receive any financial compensation from consumers in relation to loan contracts/execution.
* Financial consumers have the right to receive explanations about financial products. Please check the financial product description and terms and conditions before entering into a contract.
* The loan limit/interest rate of each financial company for this service may vary depending on the financial company's main review standards.
* Conclusion of loan contracts through credit screening, etc., retention and management of consumers' personal/credit information, and receipt of loan interest and principal repayment are all performed by financial institutions that are direct sellers of financial products.
* When using a loan product, you may incur disadvantages due to a drop in your credit score. If you delay repayment of principal and interest, you may be subject to disadvantages such as being obligated to repay the entire remaining principal and interest before maturity and being registered as a subject of credit information management.
* This service is provided by People Fund Company, Inc.
* Complaints related to this service can be submitted to the main email address ([e-mail]), and the company has an obligation to respond and take action sincerely. You can apply for dispute mediation to the Financial Supervisory Service.
* In relation to this service, consumers may claim damages from financial institutions and People Fund Company Co., Ltd. pursuant to Articles 44 and 45 of the Financial Consumer Protection Act.
* This page complies with procedures in accordance with relevant laws and internal control standards.

■ Personal credit loan information
Loan limit: minimum 500,000 won ~ maximum 200 million won,
Loan period: shortest 12 months ~ maximum 120 months,
Integrated interest rate range: Minimum 3.13% per year ~ Maximum 19.99% per year (Preferential interest rate: Up to 1% applicable to some products only)
Example of loan repayment: When borrowing 1 million won with equal repayment of principal and interest over 12 months at an annual interest rate of 5%, total loan cost: 1,027,230 won (monthly payment: 85,607 won)

■ Notes on loan interest and subsidy
* If you receive a loan by applying a coupon from the KPL loan comparison service, a portion of the loan amount will be paid back as credit.
* After the loan is completed, the 'Receive Reward' button in the coupon box will be activated, and when you click the button, credit will be paid immediately.
* Please refer to the instructions for each coupon for the timing of activation of the reward button for each coupon. Unless there is a special notice, the Get Compensation button will be activated as soon as loan execution is confirmed.
* You must apply within the period specified in the coupon to receive the coupon benefits.
* A coupon once used cannot be used multiple times for other products.
* Benefits are paid by KPL, not a financial institution. Please note that guidance is not provided on the financial company's loan application screen.
* This coupon event may be changed or terminated early without prior notice due to our circumstances. For inquiries regarding coupons, please contact us through the KPL Kakao channel.

■ Customer Center
-Email inquiry: [e-mail]
-Kakao Talk inquiry: @creditplanet

■ Service access rights
- Notification: Push notification
※ You can use the service even if you do not agree to allow optional access rights, but there may be restrictions on the use of some necessary functions.
Compliance officer review completed No. 7246 (24.06.24.6 months)

What's new

-매일 최저가로 상품권을 구매할 수 있는 핫딜 기능이 추가되었습니다.