SMScredit.lv

4finance

About this app

SMScredit.lv services are now also available in the mobile application!

Manage your account functions much more conveniently and securely. Log in to the application with a fingerprint or face recognition function, view all your profile information in one place.
Download the new SMScredit.lv mobile application now!

With the SMScredit.lv mobile application, you will be able to:
- Quickly and easily manage the functions of your account;
- Follow the status of the loan and make payments;
- View invoice and contract in one place.

Considered an example without a discount: borrowing €300 for 12 months, repaying in 12 installments with a monthly borrowing rate of 3.60%. Borrowing rate per year 43.80%, annual interest rate 53.76%, total repayable amount €375.84, if the terms of the contract are respected.

Considered an example with a discount: borrowing €300 for 12 months, repaying in 12 installments with a monthly borrowing rate of 3.15%. Borrowing rate per year 37.79%, annual interest rate 45.10%, total repayable amount 364.89 €, if the terms of the contract are respected.

Information about the SMScredit.lv product
- Minimum loan amount - 50 euros
- Maximum loan amount - 5000 euros
- Minimum repayment period - 12 months (Minimum period for repayment)
- Maximum repayment period - 115 months (Maximum period for repayment)
- Minimum annual interest rate – 45.10% (Minimum APR)
- Maximum annual interest rate - 53.76% (Maximum APR)

SMScredit.lv offers an advantageous credit line. You will receive an answer about granting a loan within a few minutes after receiving your application. SMScredit.lv offers the opportunity to choose how to repay - in one payment the entire amount at once or in several payments over a longer period of time.
All information about the costs associated with the loan, including the interest rate, will be specified in the loan agreement.

You can get more detailed information about the loan by visiting the website www.smsсredit.lv or by calling the customer service department at 67 333 990 on working days from 8.00 a.m. to 8.00 p.m. and on Saturdays from 9.00 a.m. to 6.00 p.m.

The service is provided by AS "4finance", registration number: 40003991692, address: Lielirbes iela 17A-46, Riga, LV-1046. Special permit (license) for the provision of consumer lending services in the Republic of Latvia no. NK-2016-021, based on the decision of the Consumer Rights Protection Center of September 15, 2016 No. NK-2016-30.