Arif Merchant App

Arifpay Financial Technology S.C

About this app

Arif Merchant App is a powerful, all-in-one mobile point-of-sale (MPOS) application designed to help merchants streamline transactions, manage multiple branches, and gain valuable insights into their business performance. Whether you're a small vendor or a growing enterprise, Arif gives you the flexibility and tools to scale effortlessly.

Secure & Seamless Payments
With Arif, you can accept card payments using integrated MPOS hardware or process digital payments easily. The platform supports various card schemes and offers fast, reliable transaction processing—ensuring your customers enjoy smooth checkouts every time.

Multi-Business & Multi-Branch Support
Manage multiple businesses and branches under one account. Easily switch between business profiles or locations, assign branch managers or clerks, and monitor sales across all touchpoints. Whether you operate one outlet or dozens, Arif simplifies your management process.

Advanced Analytics & Insights
Get real-time data on daily transactions, branch performance, and top-performing clerks. Monitor revenue trends, peak hours, and payment method breakdowns—giving you complete control and a deep understanding of your operations at any moment.

Admin & Sub-User Roles
Switch effortlessly between admin and sub-user modes. Owners and managers can oversee transactions, view reports, and manage teams, while clerks and staff can handle sales without accessing sensitive data—ensuring both control and accountability.

Perfect for Field Agents & Onboarding
Field agents can onboard merchants quickly by activating pre-generated QR codes, completing KYC, and setting up settlement accounts—right from the app. This allows rapid expansion and merchant enrollment on-site, minimizing downtime.

Modern UI & Intuitive Experience
Arif Merchant App is designed with simplicity in mind. The clean interface and optimized workflow make it easy for any merchant or clerk to start using the app without complicated setup or training.

Key Features:
Accept card payments via integrated MPOS device

Manage multiple businesses and branches

View real-time analytics and reports

Role-based access for admins and sub-users

Onboard merchants with QR and KYC integration

Secure transactions with smart fraud protection

Works online and offline with sync on reconnect

Whether you're running a local shop, restaurant chain, or multi-location retail business, Arif Merchant App helps you operate smarter, grow faster, and serve customers better.

What’s new

initial release