Kyash（キャッシュ）- チャージで使えるVisaカード

Kyash Inc.

About this app

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Anyone can apply, no application process required!
Get a Visa prepaid card issued in 1 minute (¥0)!
Start using your smartphone to pay in stores and shop online right away!

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Make smooth payments with the Kyash Visa card and smartphone payments you can use anywhere!
Pre-fund your spending from your bank account!
Your spending history is instantly updated in the app and automatically categorized!
Know your shopping trends in real time and never worry about overspending!

In addition to depositing funds from your bank account or convenience store, there are also a variety of top-up options, including "Spot Money" and "Now Deposit" for instant deposits.
You can also complete cardless borrowing through the app, allowing you to quickly cover unexpected expenses.

How do I use Kyash? 】
1) Download the app and issue a Kyash Visa card (a separate application is required for a physical card).
2) Register your bank account, credit card, or debit card and deposit funds.
3) Shop at local stores and online shops.
4) Your spending history is immediately updated in the app and automatically categorized, so you can see at a glance how much you're spending and what you're spending on.

【Kyash (Cash) Features】
■The Kyash Visa Card can be used anywhere
- Can be used anywhere Visa-accepting stores, including convenience stores, supermarkets, and drugstores.
- Can also be used for online shopping.
- Compatible with Google Pay, allowing you to make smooth payments by simply holding your smartphone over the card at Visa contactless payment participating stores.

■Kyash Earn up to 1% points back with your card.

- Earn Kyash points equivalent to 1% of the transaction amount when you deposit funds from your bank account, convenience store, or ATM.
- Earn points instantly and use them just like cash.

■Earn even more points with the Kyash Rewards feature
- Purchase items at participating merchants, including general mail order sites and major brand e-commerce sites, using your card.
- Earn Kyash Rewards points in addition to regular Kyash points.

■Receive real-time notifications
- Receive push notifications when you make a payment or receive a transfer, and your transaction history will be updated immediately.
- Immediately detect any fraudulent activity.

■ Set a budget to instantly see how much you have left to spend
・Set budgets for monthly expenses and expenses by category
・See how much you have left to spend in real time with each payment
・Choose your preferred start date for category and budget calculation periods

■ Borrow the amount you need, when you need it, with spot money
・Borrow and deposit as much as you need, starting from as little as 1 yen

・Registration, screening, and borrowing take as little as 15 minutes*
・Borrowed money is immediately deposited into your Kyash personal account
　Deposited money can be cashed at a nearby convenience store or ATM, or withdrawn to your bank account
・Check your usage status at any time in the app. You can also check a repayment simulation before borrowing.
- Repayments are automatically debited from your account starting the month after borrowing, and early repayments are also possible.
(※) Depending on the time of application and screening, we may not be able to accommodate your request.

■ Deposit now: Get what you want now, pay later
- No need to register a card or bank account. Instantly deposit the amount you need through the app.
- From a minimum of ¥3,000 to a maximum of ¥50,000, the available deposit amount is calculated based on your usage.
- The deposit amount and corresponding fees are paid by the end of the month following the month of deposit.

■ Shared account feature makes it easy to manage spending with other users.
- Open a shared account for ¥0 with just a few taps from the app. Create
・Share your balance and spending in real time with a shared account for up to 30 people.
・Switch to shared account payments with a single tap.

■Set security settings on your smartphone
・Set single or monthly spending limits.
・Lock your card.
・Prevent fraudulent use by turning off settings when not shopping online.

■Use the app to split bills, send money, and withdraw funds.
・Transfer money in real time with no fees.
・Use for split bills.
・Withdraw cash when needed.
*Withdrawals incur a withdrawal fee.

■Annual fee: ¥0. Anyone can easily apply for a card.

[What is the Kyash Visa Card?]
The Kyash Visa card lineup consists of two types: "Kyash Card" and "Kyash Card Virtual."
When you apply for the "Kyash Card," a physical card will be mailed to you.

■About the Kyash Card
・Available in three colors: navy, pink, and silver
・A stylish and secure design without a card number on the front
・An IC chip allows for signature-less payments
・Touch payments are available at Visa merchants that accept touch payments
・Payments can be made at overseas Visa merchants (including physical stores and online shops)
・Higher spending limits than the Kyash Card Virtual
・Applications can be made via the app
・Identity verification is required for application

[Recommended for]
■I want to manage my money (balance, payments, expenses, card management, etc.)
■I want to use it as a pocket money/household accounting app
■I want to check my balance in real time
■I'm not good at managing my money, so I don't want to get a credit card
■I'm worried about overspending on my credit card, so I want to manage my cards properly
■I'm thinking about managing my credit cards in the future
■I want to be able to quickly check my balance to manage my money
■A friend recommended Cash to me
■I want to use a credit card First time using the app
■Manage payments and expenses with trusted cash
■Interested in credit card apps
■Also interested in pocket money and household accounting apps

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[Operating Company]
Operated by Kyash, Inc.
Kyash is a technology company that develops and provides value transfer services and infrastructure. It offers the Kyash Card, a next-generation card that has evolved in sync with the Kyash digital wallet app.
Kyash's goal is to create a "new money culture" that is in tune with people's lifestyles and allows them to freely express their values and thoughts. Kyash is building a system that allows people to freely express their thoughts through the creation of a new value transfer infrastructure.

[Contact Us]
If you have any comments or bug reports, please contact us via the in-app contact form or by email at the address below, rather than in the review section.
[e-mail]
We appreciate your cooperation in improving our service, as we use your valuable feedback.

[Official Website]
https://kyash.co/

What’s new

細かな機能の改善を行いました

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