Access Bank mobile is a free mobile banking app that provides secure, 24/7 account access. With Access Bank, you will be able to: Check your account balances, View recent transactions, transfer money between your accounts and pay bills. Getting started is simple. Just download the app and have your existing online user name and password ready. The Access Bank mobile app is free to download. Your mobile carrier’s text messaging and web access charges may apply. Web access is needed to use app. By downloading the app, your agree to comply with Access Bank’s terms and conditions for Mobile Banking.