■ New main screen with my own customized service
New home screen filled with customized products and benefits for each customer
Added a quick menu that allows you to customize your favorite menus
- Easier transfer and remittance functions by setting up a representative account
- You can move directly to the desired product for each deposit/savings/deposit/withdrawal/loan product.
■ FUN and more familiar design
- Easier use of the app by placing it at the bottom of the “Home/My/Products/Benefits” menu
- Simple and clear screen composition with characters Shumong and Kkumkong appearing instead of explanations
■ Benefit service that adds life to AcuOn
- Providing various discount coupons through partnerships with convenience service providers
■ Various membership benefits for AccuOn Membership Plus members
- Providing personality type test (MATI) and personality test (PATI) services
- Discount product mall (gift shop), events with abundant prizes, games, and fortune telling are all free
■ Large font banking, a service that covers MZ and seniors
- Membership registration, deposit registration, transaction history inquiry, and transfer are made larger and easier to view.
- Instructions on how to use are provided through a video at the top of the large font screen.
■ Open banking that allows you to manage other financial companies at once
- Aecuon Savings Bank’s innovative financial service that allows you to easily perform all financial transactions and overall asset management!
■ Application of various scraping authentication methods such as joint certificate, financial certificate, and simple certificate
- Improve work progress speed by selecting a method that suits customer convenience
- You can do everything from transfer to product subscription with just a simple password (6 digits)
■ Easy and fast membership registration
- Anyone can quickly and easily open an account and apply for a loan using a mobile phone in their name.
- Easy membership registration and easy login through pattern and biometric authentication.
■ Automatic loan 365 days a year and no weekend issues
- Simple limit inquiry without impact on credit with just mobile phone authentication
- ONE STOP from application to remittance! Loans are processed 365 days a year without visiting, without documents, without phone calls.
■ Customer Center Operation Guide
- Main phone number: 1588-6161 (Weekdays 09:00 ~ 17:30)
- 24/365 visible ARS operation to provide more convenient services
■ Product information
Collect money: Standard deposit product with free deposit and withdrawal
- Eligibility for subscription: Real-name individuals with AccuOn Mobile Free Deposit
- Subscription amount
· Challenge amount: Any amount from 10,000 won to 2 million won (in units of 10,000 won)
· The set challenge amount cannot be changed
· The maximum amount you can subscribe to is up to 10 million won combined with the challenge amount of your money collection account.
- Subscription period
· Challenge period: 1 month to 6 months/weekly (4 weeks to 26 weeks)
· Amount to be collected each week: Amount to be deposited every week during the challenge period
→ Amount to be collected = Challenge amount / Challenge period (appreciation of less than won)
- Interest payment method
· Interest calculation method: Interest is calculated for the period from the initial sign-up date to the day before the challenge success date.
period, and the final balance is calculated every day at Accuon Savings Bank branches and mobile apps (homepage) at the time of registration.
Apply the interest rate announced in Easy)
· Interest payment period: Challenge success date
Base interest rate: 2.0% ~5.0% per year (agreed interest rate 2.0% + preferential interest rate up to 3.0%)
The preferential interest rate is applied only when the preferential conditions are met.
- Preferential condition 1: Applies when money collection is successful
- Preferential Condition 2: ① Support Kkumkong: Applies when attendance check is completed a total of 12 times by the day before the challenge success date.
② Receive Accuon information (marketing): Applicable if the challenge is maintained until the successful date.
(Preferential conditions excluded when consent to marketing is withdrawn and re-consented during the subscription period)
For preferential condition 2, choose either ① or ② (cannot be applied multiple times) and apply when the relevant conditions are met.
If both Preferential Condition 1 and Preferential Condition 2 (select 1) are met, the preferential interest rate is added together and applied.
Even if either of the two fails, the preferential interest rate under the successful preferential conditions still applies.
If the account is maintained due to reasons where automatic cancellation is not possible on the successful challenge date, the basic interest rate announced at the time of registration will be applied.
Plus Revolving Term Deposit
- Subject to membership: Individuals, sole proprietorships, corporations
- Subscription amount: 1 million won or more
- Subscription period: 36 months (3 years)
- Interest payment method
· Simple interest: monthly interest payment
· Compound interest: lump sum payment at maturity
- Interest rate information
· Base interest rate: 3.65% (36 months)
* The above contracted interest rate is based on the simple interest method, and when signing up for the compound interest method, the basic interest rate is calculated using the monthly compounding method.
Payment is made. The announced interest rate is a fixed rate for 1 year after subscription, and when rotating, the 1-year interest rate for term deposits is +0.1%.
It changes to .
· Preferential interest rate: 1-year interest rate for term deposit +0.1% (at the time of rotation after subscription)
- If 10 million won is deposited for 1 year, pre-tax 365,000 won (simple interest)
- If you deposit 10 million won for 1 year, it is 371,168 won before tax (compounded interest)
· Early termination interest rate: Revolving period satisfaction period (agreed interest rate for each revolving section), within 1 year after subscription or revolving not satisfied
Term (early withdrawal interest rate within 1 year for term deposits by rotation section)
- The notified early cancellation interest rate will be applied from new (re-deposit) subscriptions from 2020.02.01.
- Early cancellation interest rate for products subscribed between 2019.07.01 and 2020.02.01
(Basic interest rate*differential rate*(number of elapsed days/number of contract months) and minimum interest rate, whichever is higher, is applied.
· Interest rate after maturity: Within 1 month after maturity (agreed interest rate of the last revolving period), exceeding 1 month after maturity (normal deposit interest rate)
Common instructions
- In accordance with the Depositor Protection Act, this deposit is up to `50 million won per person, including the principal and a certain amount of interest.
It is protected (combined with other protection products of Axis Bank).
- Please check the product description and terms and conditions before signing the contract.
- You have the right to receive a sufficient prior explanation of the product before concluding a contract, and you must transact after understanding the explanation.
I hope so.
※ The following access permissions are required to use Accuon Savings Bank mobile banking. (*Information and Communication Network
(Newly established Article 22-2 of the Act on Promotion of Utilization and Information Protection, etc. and its Enforcement Decree)
1. Telephone (optional)_ Call the consultation center
2. Location (optional)_ Find a nearby branch
3. Camera (optional)_ QR code recognition for photo ID card and copy of joint certificate
4. Address book (optional)_ Easy transfer and sending SMS after transfer, etc.
5. Storage space (optional)_ Save transfer confirmation and bankbook copy image
· You can use AcuOn Savings Bank’s mobile banking service for the above items even if you do not agree to the access rights.
There may be restrictions on use of this feature.
Compliance officer review completed No. 2024-0457-01 (2024.06.10~2025.06.09)
- The content of this advertisement is valid only within the validity period after review by the compliance officer.
Reviewed by the Korea Federation of Savings Banks 2024-00509 (2024.04.30~2025.04.29)