PSB UnIC

Punjab & Sind Bank

About this app

PSB UnIC Digital Banking Solution is the new digital initiative of Punjab & Sind Bank. It comprises of Internet Banking, Mobile Banking, UPI & IMPS and offers single login across all platforms. It caters all your digital banking needs and provide uniform look and feel across platforms.

PSB UnIC mobile banking app is a one stop solution allowing you to send money, view account details, generate statement, invest in term deposits, manage debit card, cheque services and many other exclusive services at your fingertips. PSB UnIC App allows transferring funds within and outside bank account using UPI, NEFT, RTGS, IMPS.
 
Below are some features of PSB UnIC App:
• Single login for web and mobile app. Login using biometric OR MPIN option can be used for Psb UnIC App.
• Instant self-accounts and within Bank transfer.
• Instant Payment upto 10,000/- via UPI & IMPS without adding Payee.
• Hassle free fund transfer from PSB to other bank accounts using various transfer modes such as: NEFT, IMPS, RTGS & UPI.
• Pay EMI, Pay Advance EMI or Pay loan overdue amount instantly.
• Invest in Social Security schemes – Atal Pension Yojana (APY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Pradhan Mantri Jiwan Jyoti Bima Yojana (PMJJBY).
• Investing in Bank Deposits is easier than ever. Open and close an online Fixed Deposit or online Recurring Deposit instantly.
• Debit card management- Manage your debit card limits and control the usage online.
• Apply for a new card, Hotlist a card or upgrade your card online.
• Request for a new Cheque book instantly.
• Pre-Intimate the issuance of cheques using Positive Pay.
• Stop a cheque, enquire inward and outward cheque status
• Generate bank statement, TDS certificate, Balance certificate instantly.
• Pay and collect money from anyone instantly using Unified Payment Interface (UPI Payments). UPI ID is your virtual identity for UPI payments.
We assure to add more and more features in the PSB UnIC.
Web version of PSB UnIC can be accessed through our official website: www.punjabandsindbank.co.in
For any feedback, queries or issues pertaining to PSB UnIC application please write to [e-mail]

Ratings and reviews

Worst app and interface.... Log in issue always remains. Everytime I try to log in with this app, it never works. Ultimately I have to complete my banking work through Internet Banking using PC. Today also I cant log in with this app even after updating the app to the latest version.

I'm trying to make FD through the app but the amount is not getting debited from my savings account to the FD account. And now when I'm trying to login into the app, it's showing difficulty in processing.

I'm not able to login. And while adding upi bank accounts I'm not able to add psb account whereas other bank accounts can be added easily. It is showing "No account found" while adding my psb account to UPI services. Worst banking app ever seen.