Charlie Financial

Charlie Financial

About this app

Charlie is the new standard for 62+ banking services*, offering early access to Social Security payments, advanced fraud protection, U.S.-based customer support, and access to over 55,000 ATMs nationwide. Charlie Accounts are insured up to $250,000 through our partner bank, Sutton Bank, Member FDIC.

With FraudShield, Charlie offers a comprehensive, personalized suite of fraud protection tools built exclusively for the unique needs of 62+ Americans. FraudShield is entirely free of charge for all Charlie customers. We’ll work 24/7 to keep your money safe so that you can have the peace of mind you deserve to focus on the moments that matter.

*Charlie is not a bank, banking services provided by Sutton Bank; Member FDIC. The Charlie Visa® Debit Card is issued by Sutton Bank, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa, U.S.A. Inc. All other trademarks and service marks belong to their respective owners.

Ratings and reviews

After speaking with Kathleen from Charlie, (**A very nice young woman) I told her that so far, so good. Right now I haven't any issues with the app. Idk what happened before, but the app is acting just fine. I appreciate the early deposits, I'm grateful for being able to pay a bill, and I'm thankful for the update. Thank you for your valuable assistance, and especially your time.

Site is exceptional. Social Security is received 5 days earlier, like clockwork. The representatives are all well educated, and nice. The only drawback is that the reps are not onsite. They must be called. Usual wait is 10 minutes. All in all, it is exceptional.

Wish it did more. Like able to move money to other places on this app. I have to go to the other app too money from Charlie. Is it better than Chime?? I don't think so really. Bc I got my check early too same day.