TomoCredit

TomoCredit Inc

About this app

No Credit Score or Credit History Required

Whether looking for your first credit card or adding to your arsenal, Tomo is the perfect fit!

Once approved, you are automatically qualified for Mastercard World Elite Benefits. Our customer favorites include $60 DoorDash Credits, $60 Lyft Credits, and $1,000 Cellphone Protection.

Tomo is a credit card that doesn't require you to have an existing credit history. Start off on the right foot with building credit, or boost your existing score.

Using the Tomo Card app, you can monitor your credit score, manage your card, view your transactions, make payments, redeem points, and more.

Ratings and reviews

Card was good and the automatic payments made things go smoothly without having to worry about missing a payment. But without notice they shutdown my card recently with no communication or explanation and only after some searching the site did I find that they shutdown to hopefully come back with a better card at some unknown date in the future. I had a refund processed back to my card that exceeded my cards balance that I now don't have access too. That is not fair.

Terrible........ avoid at all cost!!! It's just a glorified prepaid card. It doesn't report to the credit bureaus at all. It does not I repeat does not allow you to cancel the autopay! It automatically takes the Funds out immediately within a couple of days and large amounts within a week. So there is no way to stop it either. Customer service stinks, no one gets back to you after countless calls and emails. It doesn't allow you to upload money onto it. I wouldn't use it at all.

Tomo was great at first. Was using the card for a year and a half, until one day one of my recurring subscription charges didn't go through. A few months ago out of nowhere, they turned my card off. As soon as they started to introduce "Tomo Boost" a paid credit line option, things just went south. They say on the site they'll still report to the credit bureaus, but I don't know what to expect going forward.

What's new

Empower your credit journey with our latest update! Here's what's new:

Credit Building Tools: Boost your credit score with personalized tips.
Sleek UI: Provides a more streamlined way to navigate through our different products.
Performance Improvements: Faster loading times and bug fixes.