You can check balances, check deposit and withdrawal details, transfer funds, time deposits and card loan transactions, pay taxes and utility fees, open and trade investment trust (NISA) accounts, etc. without going to a bank counter or ATM. can be used easily and conveniently from the app.
[Limited period from October 1, 2024 to January 31, 2025]
If you open an investment trust account with the app and purchase investment trust products, you will receive 500 yen in cash!
Plus, get 500 yen free when you open a new NISA account!
For more information, please check the Ryukyu Bank website along with notes on investment trusts.
https://www.ryugin.co.jp/campaign/apptoushincp/
We will continue to add features and improve the "Ryugin App" in the future!
Please look forward to further evolution! !
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●Main features
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・Check various balances
・Deposit and withdrawal details (up to 13 months of confirmation) *1
・Transfer (free of charge for transfers of less than 30,000 yen between Ryugin accounts) *2
・Transfer between ordinary deposits and savings deposits*2
・Deposit/cancellation of time deposits (not applicable to savings, asset accumulation, and certificate-type fixed deposits) *3
・Card loan borrowing/repayment
・By reading QR codes and barcodes, you can pay for taxes, utility bills, etc.
・You can open, purchase and cancel investment trust/NISA accounts, check investment profits and losses, transaction history, etc.
・Login using biometric authentication (fingerprint authentication/face authentication)*4
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●People who can use it
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・Individual customers who have a cash card and are registered as Ryugin ID users.
*If you do not have a cash card, you will need to go through the issuing procedures at the counter.
・If you have not yet registered your Ryugin ID, you can do so from the app. Please have your cash card handy.
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●Accounts that can be used
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[Accounts and products whose balances can be checked]
Ordinary deposits, term deposits, savings deposits, savings term deposits, foreign currency deposits, investment trusts, various loans
[Account where you can check deposit and withdrawal details (up to 13 months)] *1
Ordinary deposits, savings deposits, card loans
[Accounts that can be transferred]
Ordinary deposit, savings deposit
(Procedures for deposits of the same type are also possible)
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●Available hours
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[Weekdays] 7:00-26:00 (transactions involving fund transfers, such as transfers, transfers, and regular transactions, until 23:00)
[Holidays] 8:00-21:00 (Holidays include bank holidays such as Saturdays, Sundays, and holidays)
*1 You can view your statement from the day 70 days before your Ryugin ID user registration date.
*2 There is a maximum amount per day for each transaction.
[Maximum transaction amount per day]
・Transfer 200,000 yen
・Transfer 1 million yen
・Term deposit/cancellation 10 million yen each *Less than 10 million yen per deposit
*3 You must have a passbook-type commuter pass. Cancellation is only possible for general accounts. (Currently, opening passbook-style subscriptions from the app is not supported.)
*4 Uses fingerprint authentication/face authentication registered on your smartphone.
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●When purchasing investment trusts
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Investment trusts may incur losses. Please be sure to read the prospectus when applying.
Regarding investment trust risks and fees, etc.
https://www.ryugin.co.jp/unyou/toushin/risk/
Trade name, etc.: Ryukyu Bank Co., Ltd. Registered financial institution Okinawa General Secretary General (Treasury) No. 2
Member association: Japan Securities Dealers Association
Search for “Ryugin App” for more information!