OTP Mobile Banking Moldova

OTP Bank, Moldova

About this app

The OTP Mobile Banking Moldova App helps you efficiently manage both your personal and business accounts, directly from your phone, no matter where you are! You can now access your bank accounts in just a few seconds, intuitively and securely.

Checking your accounts’ balance and transactions’ history in real time, as well as view accounts’, loans ‘, cards’ information and exchange rates is now easier with OTP Mobile Banking Moldova. Log in to the informational version of the application using your OTP Bank active bank card.

In case you want full control in managing your bank accounts remotely: open deposits or savings accounts, transfer money between your own accounts, make local and international payments, exchange currencies at your ease and, of course, pay your bills in a few clicks, choose the transactional version of the application.

See the steps for the first login on https://otpbank.md/individuals-mobilebanking

Features that will surprise you:

Secure Transactions with In-app Authorization - authorize any transaction in a matter of seconds with Touch / Face Id, using the mobile token app. Now, there is no need to carry a hardware token or to copy the one time passwords sent via SMS for each transaction.

100% Online Savings Accounts and Deposits – earn more, anytime and anywhere, with remote account opening.

3D Secure biometry – an advanced experience and higher protection in authorization of e-commerce card transactions, using Touch/Face Id.

What are your advantages with OTP Mobile Banking Moldova?

• Unlimited access to personal and business accounts, in one app
• View real-time account balances and download transaction history / details whenever you need
• Remote opening of saving/deposit accounts
• Enable MIA Instant Payments to send and receive money instantly, with no fees and no hassle, using just the phone number
• Transfer money from account to account, by simply entering the name of the Beneficiary to whom you already done transfers before
• Quick and easy Treasury and Foreign Currency payments
• Customizable payment templates
• Scheduled payments for utilities or other beneficiaries
• FX transactions in one click
• View card information and transactions
• Pay your mobile and utility bills (for individual customers)
• View your loans information
• Secure communication with Bank through built-in messenger
• Call our Support team whenever you need
• Find nearest Branches and ATMs on the map

The app is available in Romanian, Russian and English.

* This application requires Android 7.0 or later.

Ratings and reviews

I have used many banking apps from the Republic of Moldova and this is by far the worst one. It simply does not work properly; there is no real-time balance update, no purchase notifications, the spending history is updated randomly (some times it can take a couple of minutes, some times it takes days) and some expenses are not displayed at all, and the balance from the app is different from the balance you see when checking at an ATM. Please hire competent programmers and fix your app!

App is mor stable however please remove the notification about activating MIA after logging to app. If I'd want to activate the feature, I would.

Absolutely disappointed in this application. It is almost useless. It is extremely hard to make it work on your own. The balance sometimes gets updated, and sometimes it doesn't. The transaction history is very bad so many high amount transactions don't appear there. You just can't trust this application.

What's new

Great news in our app!

• The new “Documents history” module: view current accounts, deposits and download completed forms
• Make payments in MDL to residents with a fiscal code starting with "3"
• Top up your deposits opened in the app, following the product limits

Questions? Our team is ready to assist you via the app chat!