Kyash（キャッシュ）- チャージで使えるVisaカード

Kyash Inc.

About this app

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Anyone, no screening!
Issue a Visa prepaid card in 1 minute (¥0)!
Smartphone payments at stores
You can start shopping online right away!
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Pay smoothly with your Kyash Visa card or smartphone payment that can be used anywhere!
Deposit the amount you want to use from your bank account in advance!
The usage history is immediately reflected in the app and automatically classified into categories!
You can understand shopping trends in real time, so you don't have to worry about overspending!


[How do I use Kyash (cache)? ]
1) Download the app and issue a Kyash Visa card (separate application is required for real cards)
2) Register your bank account, credit card, or debit card to make a deposit
3) Shopping at local stores and online shops
4) The history is immediately reflected in the app and is automatically classified into categories, so you can see at a glance how much you are spending on what.


[What are the characteristics of Kyash? ]
■Kyash Visa card that can be used anywhere
・Can be used at any Visa affiliated store such as convenience stores, supermarkets, drug stores, etc.
・Can also be used for online shopping
・Compatible with Apple Pay, you can make payments smoothly by waving your smartphone at QUICPay+ participating stores.

■ Up to 1% point return with Kyash Card
・When you make a payment by depositing money from a bank account, convenience store, or ATM, you will earn Kyash points equivalent to 1% of the payment amount.
・It is granted immediately and can be used like cash.

■ Get even more points with the Kyash reward function
・Purchase products at eligible member stores such as general mail order sites and famous brand EC sites via cash
・In addition to regular Kyash points, point redemption with Kyash Rewards

■Receive real-time notifications
・When you make a payment or receive a remittance, you will receive a push notification and it will be immediately reflected in your usage history.
・Immediately notice any unauthorized use

■You can easily see how much more you can spend by setting a budget
- You can set budgets for monthly expenses and expenses by category.
- Know in real time how much you have left to use each time you make a payment.
・You can select your favorite start date for the category and budget aggregation period.

■ With spot money, you can borrow the amount you need when you need it
- Borrow and deposit as much as you need, whenever you need it, starting from a minimum of 1 yen
・Payment starts from the next month after borrowing a fixed amount each month. Early repayment before the payment date is also possible.
・Deposited money can not only be turned into cash at a nearby convenience store or ATM, but also withdrawn to a bank account.

■Deposit now, get what you want now, pay later
- Immediately deposit the required amount from the app without registering a card or bank account.
・Instantly calculates the amount that can be deposited depending on usage status, from a minimum of 3,000 yen to a maximum of 50,000 yen
・By the end of the month following the month in which the deposit was made, the deposit amount and the fee corresponding to the deposit amount will be paid.

■ Easily manage spending with other users with shared account function
・Create a shared account for ¥0 with a few taps from the app
・Share balances and expenses in real time with a shared account that can accommodate up to 30 people
・Switch to payment using a shared account with one tap

■ "Safety" settings can be made on your smartphone
・You can set the maximum usage amount per time or per month.
・Card itself can be locked
- Prevent unauthorized use by turning off the settings when you are not shopping online.

■You can split bills, send money, and withdraw money using the app
・You can send money in real time with ¥0 fee
・Can be used to split the bill
- You can withdraw cash when you need it
*A withdrawal fee will be charged for withdrawals.

■Annual fee ¥0, anyone can create it quickly and easily


[What is Kyash Visa Card? ]
There are three types of Kyash Visa cards: "Kyash Card", "Kyash Card Lite", and "Kyash Card Virtual".
When you apply for a "Kyash Card" or "Kyash Card Lite", you will receive a real card by mail.

■About “Kyash Card”
・Choose from 3 colors: navy, pink, and silver
・Stylish and safe design with no card number on the surface
・Signatureless payment is possible with the built-in IC chip
・Touch payments are possible at Visa member stores that support touch payments.
・Payments can be made at overseas Visa member stores (including physical stores and online shops)
・“Kyash Card Lite” Can be used with a higher limit than “Kyash Card Virtual”
・You can apply from the app
・Identity verification is required for application.


[Recommended for these people]
■I want to manage money (balance, payment management, expenditure management, card management, etc.)
■I want to use it as an pocket money book/household account book app
■I want to check my balance in real time
■I don't want to get a credit card because I'm not good at managing money.
■I'm worried about using too many credit cards, so I want to manage them properly.
■I am thinking of managing credit cards in the future.
■I want to quickly check my balance to manage my money
■A friend recommended Cash to me.
■Using the credit card app for the first time
■Payment and expenditure management with reliable cash
■I am interested in credit card apps.
■I am also interested in pocket money book and household account book apps.


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[Operating company]
Operated by Kyash Co., Ltd.
Kyash is a technology company that develops and provides services and infrastructure for "value transfer," and offers the next-generation card "Kyash Card," which has evolved in sync with the digital wallet app "Kyash."
Kyash's goal is to create a "new money culture" that is closely aligned with people's lifestyles and allows people's values ​​and thoughts to be freely expressed. Kyash is building a system that allows people to freely convey their thoughts by creating a new value transfer infrastructure.

【inquiry】
If you have any opinions or reports of defects, please do not use the review section, but rather use the in-app contact form or email us below.
[e-mail]
We appreciate your cooperation in using the valuable opinions we receive to improve our services.

[Official website]
https://kyash.co/