UangMe Pinjam Dana Berizin OJK

PT Uangme Fintek Indonesia

About this app

Online Borrowing and Lending Products 📱

Online Borrowing and Lending Products
Do you have an urgent need? Or Capital for your business. UangMe is here to help!
UangMe provides a financial solution for your business and needs as a borrower by acting as an intermediary to connect you with the lender. Your loan could be withdrawn into your bank account with a quick and easy process.
UangMe is also equipped with a lending platform that could help you grow your assets as a Lender. You can create an economic impact as a lender while also gaining return on your funding. You can start lending on UangMe starting with 1 Million IDR.
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💵Loan Product
▪ Tenure: 3–6 Months
▪ Plafond: Rp 400.000 – Rp 30.000.000
▪ Fee/Charges:
a. Max APR: 109.5% pa
b. Daily Interest: 0.03%/day
c. Daily Service Fee: 0.266%/day
d. Tax (PPn): 11% from Service Fee
▪ Simulation:
If you borrow Rp3,000,000 for 90 days:
-Total Interest: Rp89,910
-Total Service Charge: Rp719,820
-Tax: Rp79,180
-Total Loan Repayment: Rp3,888,910
-Total Monthly Installment: Rp1.296,303


💰Lending Product
▪ Period: 61-180 day
▪ Amount: Rp. 1 Million - Rp. 2 Billion
▪ Interest Rate (APR): Up to 16.5% p.a
▪ Tax (PPh 23): 15% with tax ID or 30% without tax ID
▪ Simulation:
If A lends a fund for 5,000,000 with 4 months tenure and interest rate of 15% per annual (Tax deduction 15%). Assuming the borrower pays their loan on time, A will get an interest of Rp213.082 (after tax deduction), making a total return and economic impact that A will receive to be Rp5.213.082

💳Repayment Process:
Borrower could repay their loan with UangMe using ATM transfer, Mobile Banking, Internet Banking, Alfamart, and Alfamidi using Virtual Account provided on the Apps.
UangMe banking partners: BCA, Mandiri, BNI, BRI, CIMB, Danamon, and Permata
After loan repayment has been confirmed, borrower will get a notification from UangMe app


➕Benefits:
✅Legal, authorized and licensed by OJK
✅Online from your Smart-Phone, 24 hours
✅No Loan Guarantee needed
✅Fast Process
✅Direct disbursement to your bank account
✅Long tenure and installment available
✅High plafond
✅Low Interest rate and service charges
✅Data and privacy safety is guaranteed, Uang Me has ISO 27001 certification

USER CRITERIA:
▪ Indonesia Citizen
▪ 21-55 years old (Borrower) or above 18 years old (Lender)
▪ KTP
▪ Bank Account
▪ Has source of income

🏢ABOUT US:
UangMe is lending fintech platform that has been licensed and authorized by OJK (Indonesia Financial Services Authority) with licensed no. KEP-4/D.05/2021. UangMe is also active member of AFPI and AFTECH.
Incorporating AI technology UangMe assess borrower eligibility faster. Registration process could be completed within 5 minutes and loan approval process could take as much as 1 minute.

Ensure to update UangMe apps to the latest version to get updated information about UangMe products. UangMe also appeal that no one should use or take a loan from illegal loan apps.

☎️Customer Service:
Email: [e-mail]
Phone: [phone]
Website: www.uangme.id
Facebook: @uangmeindo
Twitter: @uangme
Instagram: @uangme_indonesia

Our Office:
AIA Central Lt. 32
Jl. Jend. Sudirman No.Kav 48A, RT.5/RW.4, Karet Semanggi, Setia Budi, Jakarta Selatan 12930

Customer Care Office (Visit):
Gedung Plaza Dubai No. 7 & 8
Jl. Tole Iskandar RT 04 / RW 04
Depok, Jawa Barat 16412

Ratings and reviews

easy and fast app. Alhamdulillah approved even only small amount but got quite long tenor.

simple app & low rate

The admin payment(front service fee)is too much, loan for Rp 1.000.000 but I only got at least Rp 777.000.

What's new

Changelog
1. User Improvement