Finnable: Personal Loan App

3.1
56.7K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Finnable is India's rapidly growing personal loan app, trusted by salaried professionals in over 120 cities. We're dedicated to empowering young India financially by providing quick, paperless personal loans directly to your bank account.

Why Choose Finnable?
Loan Amounts: ₹25,000 to ₹10,00,000.
Interest Rates: 16% to 35.99%.
Tenure: 6 months to 60 months.
APR: 0% to 41%.
100% Digital Application: No physical documentation, apply anywhere, anytime.
Flexible EMI: Choose what you can afford.
No Hidden Fees: Transparency is key to our operations.

Eligibility:
Indian residents employed full-time with a monthly salary of ₹15k or more, deposited directly into a bank account are eligible to apply for a loan.

Example:
Personal Loan - ₹1,00,000
Interest rate - 16%*(on a reducing balance basis)
Repayment Tenure - 12 months
processing fee of 3% + GST
Final processing fee - ₹3,000 + ₹540
Total personal loan amount - ₹1,03,540
Amount disbursed - ₹1,00,000
Monthly EMI = ₹9,394
Total interest = ₹9,191
APR – 21.97%
Total Repayment amount - ₹1,12,731


Responsible Lending:
Finnable partners with leading RBI-regulated NBFCs & Banks ensuring security and compliance:
Finnable Credit Private Limited,
Northern Arc Capital Limited,
Utkarsh Small Finance Bank Limited,
TVS Credit Services Limited,
Piramal Capital & Housing Finance Limited,

Security & Privacy:
Your data safety is paramount. We don’t share your information with third parties. Permissions needed:
SMS: To improve app functionality and for fraud prevention.
Location: To verify your address.
Camera & Media: To upload necessary documents like Aadhaar/PAN.
Device Info: To secure your loan application by linking your phone’s unique ID.

Get Your Personal Loan in Four Easy Steps:

1. Install Finnable.
2. Sign up and check your eligibility.
3. Choose your loan amount & tenure.
4. Do your KYC & setup auto-debit to receive funds within a few hours.

Email: makeiteasy@finnable.com

Join thousands of other Indians who have elevated their financial possibilities with Finnable—where every step is simple, transparent, and aimed at enhancing your financial freedom.
Updated on
21 Jan 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.1
56.4K reviews
Premchand Kodali
1 February 2025
New convenience charge is silly. Disappointing. Its greedy. And I already paid the due before due date. Its updated in the app too. Good. But I'm still getting due SMSs!! That too so many times and that too with no names! Its says {Profile.Name} {Profile.Amount} like that! Don't you guys test the code before moving to production releases!!? How poor implementations and process!! Its really frustrating as I'm a developer too.. 👎🏽
17 people found this review helpful
FINNABLE TECHNOLOGIES PRIVATE LIMITED
2 February 2025
We hear you, Premchand, and regret the inconvenience. The charges seen during advance EMI payment are as per Razorpay’s compliance, not levied by Finnable. EMI reminders are sent as the due date nears; if already paid, kindly ignore them. For updates or assistance, reach out via the 'Talk to us' option in the Finnable app.
Vinita Pal
25 January 2025
Worst app please don't install this...they assured me that I'll get money after the physical verification and my verification was completed but yet they cancelled my loan after make an excuse like my verification is failed..very bad app no support too much documentation and verification...never credit your amount even if your verification is complete.. please don't use this app if you need urgent money ...
1 person found this review helpful
FINNABLE TECHNOLOGIES PRIVATE LIMITED
25 January 2025
We regret your experience, Vinita. Loan approvals depend on various factors like prior repayment history, employment details, and residence stability. If criteria aren’t met, the application may be declined. You can surely try again after 6 months. For further clarification, connect with us via the “Talk to us” option in the Finnable app.
Pola Chandrakiran
31 January 2025
Everytime I paid before 5th of the month. Even then the status shows late payment due to which my cibil dropped from 790 to 668. Now when I try to contact any Finnable channel, there is no support and no response inspite of charging me 25% interest. The only option for me now is to file an FIR against this fraud loan app.
1 person found this review helpful
FINNABLE TECHNOLOGIES PRIVATE LIMITED
31 January 2025
We apologize for the inconvenience, Chandrakiran. Our support team is already working on your issue and actively trying to rectify your CIBIL score. Please note, CIBIL rectification typically takes up to 15 days as per the standard turnaround time. For any further updates, connect with us via the 'Talk to us' option in the Finnable app.

App support

About the developer
FINNABLE TECHNOLOGIES PRIVATE LIMITED
sandeep.koul@finnable.com
4th Floor, Indiqube Lakeside, Municipal No. 80/2 Wing A Bellandur Village, Varthur Hobli Bengaluru, Karnataka 560103 India
+91 98807 12423