OTP Bank UA

OTP Bank, AT

About this app

We call the new application "OTP Bank UA" gentle mobile banking, because it is easy to take care of your finances.

Manage your cards and accounts on your own without wasting time searching for important features. Open new cards, apply for loans, insurance and connect appropriate additional services. And in case of any unclear situation, we will always prompt and help to solve everything.

Manage your cards and finances conveniently and quickly:
- open cards for free and in a minute — a virtual Ladna, a currency card or an eSupport card
- transfer funds, change daily payment limits, pin code and block the card if necessary
- take out the insurance "Protection against fraudsters" to forever forget about the troubles due to the loss or theft of the card.

Manage your loans and installments comfortably:
- transfer expenses from UAH 1,000 in installments, as well as make purchases in partner stores for payments
- get tips on credit management. Use the "Calendar of the next payments" to not miss a mandatory payment and avoid unnecessary fines
- if you have financial difficulties, leave an application for "Credit Assistance" for loans with arrears or apply for a "Money on a Card" loan in a minute.

OTP Bank UA is your gentle mobile banking

Ratings and reviews

App was implemented in place of "old" App, which had much better functionality. After every upgrade of the app you must proceed with full verification of your personality. Including last two of your operations with the card. It is a kind of hard task because you don't have access to the app where you can check them and! from 1 of July they decided not to send SMS. Their support is a joke. And a nasty one.They suggested me to go fast to the shop and do two purchases, writing down the exact time.

The app is a big secutity hole and a big danger. Having downloaded the app on my phone (which could be used by other people without my knowing), and having entered my phone number (which is a piece of publicly available information), and having entered my birthday date (which is also a piece of information easy to find out), I was able to get access to my bank accounts. That's all!!! Just with some access to my phone and some publicly available information a stranger could steal all my money.

The old interface was outdated, but at least you could see the logic behind the actions... not so much with this one... I just sent some money out without any clarification of where the money is going in the process :(. Will have to go now and figure this one out...