NJM SafeDrive

NJM Insurance

About this app

What is NJM SafeDrive?
NJM SafeDrive is a voluntary program designed to encourage safer driving and it provides a discount on your car insurance premium if you choose to participate. It uses a smartphone app to capture driving behavior and provide feedback on your acceleration, braking, cornering, distracted driving, and speed.

How does it work?
NJM SafeDrive runs in the background while you drive. It captures your driving behaviors and assigns scores for acceleration, speed, braking, cornering, and distracted driving (handling or interaction with the smartphone while the vehicle is in motion). The app provides an overall score for each trip, which is uploaded to your account. You don’t have to worry about using any data – the app allows you to upload your trip information only over a Wi-Fi connection. Users can review past trips in the app’s logbook to see how their driving scores have changed over time.

How do I enroll?
NJM car insurance customers should contact us at 1-800-232-6600. Once you’re enrolled in the program, you’ll receive an email with instructions for downloading and setting up the app. Sign up for NJM SafeDrive and start saving today!

Ratings and reviews

crashed and no longer loads. good idea. bad app. yhe app seems not to have been a problem but maybe doing maintenance on the other end on the app server. perhaps a message other than a generic error would be better when that is happening. I agree with some of the other review that the app interprets hard braking when there is no hard braking events. one in which on my last trip where I did not even touch the brakes.

Not a fan of this app. Obviously I liked the idea of receiving a discount, since insurance is not cheap. But, it shouldn't count your speed against you if you're going 10mph or less over the speed limit (and keeping up with traffic). Also, the scoring is inaccurate. It dings me for "cornering" when it definitely shouldn't have. It also says I used my phone while driving, which did not happen, so I got points deducted for distracted driving. It's not worth the frustration. Deleting.

I have no idea what this app is supposed to do. Opening does not seem to do anything. Nothing loads at all except the allow permissions screen. Everything else is just a lot of white screens, and icons on top that all lead back to the permissions page. It does give me notifications whenever I'm traveling, but more often than not this comes up when I am walking and not when I'm driving. Am I a safe walker at least? No idea, dashboard does not load.

What's new

Various improvements and bug fixes