Finku - Atur Uang dan PayLater

PT Sahabat Finansial Kamu

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About this app

The Finku application is the solution to all your financial problems. Enjoy various features such as financial management, cash loans, and PayLater with the QRIS payment system. With the financial management feature, you can be wiser in transactions and managing all financial assets. Finku also provides cash loans and PayLater, which are quick and easy to apply for. Both features are licensed and supervised by the OJK and registered with the Indonesian Joint Funding Fintech Association (AFPI).

Are you still busy with top-ups and deciding on a payment method when you're buying groceries and shopping to meet your needs? Now there is Finku PayLater - PayLater is hassle-free, just scan and pay later ✨

Why does it have to be Finku Paylater?
- No need to top up, just scan and pay later ⚡️
- 2.5% cashback on every transaction FOREVER 💰
- *0% installments and FREE admin fees ✅

Finku PayLater payment periods also vary, you can make installments ranging from 3 months to 6 months (with an APR of no more than 36%) 🗓️ Very suitable for meeting all your needs to making your dream items come true but still making a profit with cashback from all your transactions 🌟 All processes from Submission to repayment is also transparent and contained in the Finku application, so you don't need to worry 🪞

Is it difficult to apply? Eits, of course it's easy! You only need to prepare your KTP to apply for Finku PayLater, wait for approval from the Finku team within a few minutes, and you can get limits ranging from IDR 500,000 to IDR 20,000,000! 🤩

Finku PayLater installment simulation
- Installments IDR 1,000,000, 6 month period, interest 2.5%/month, 0% admin fee.
- Admin fee: 0
- Loan interest: 2.5% * IDR 1,000,000 = IDR 25,000/month
- Total payment: IDR 1,000,000 + (IDR 25,000 x 6) = IDR 1,150,000
- Monthly installments: IDR 191,667

How to apply for Finku PayLater:
1. Download the Finku app
2. Click the FinFund feature on the main page of the Finku application
3. Upload a photo of your KTP, fill in your personal data, and follow the steps as directed
4. Wait 10-15 minutes until the application is received
5. PayLater Limit is ready for you to use!

Have a question or problem? Contact us:
💌 [e-mail]
📞 [phone]
Visit our social media:
Instagram: https://www.instagram.com/finku.id/
Facebook: https://www.facebook.com/Finku.id
Linkedin: https://www.facebook.com/Finku.id
Website: https://finku.id/

Ratings and reviews

It has the potential of a really good and detailed finance tracker, shame that it's really laggy. i cannot edit my Bills (Tagihan) without waiting for like 10 seconds for it to load properly. And one and only real problem that i struggle besides the lag is that somehow my bill doesn't directly deduct my money in the account. Or perhaps it did deduct my money but i was too impatient to wait for it to load 🤷‍♀️ Please fix this. The features are all spot on but engine running it needs more oil.

This'd be a potential best financial app locally. If not for the bug I'd give it 5. Deleting transfer data left an indelible history; There's no future transaction yet (whether planned or monthly); Connecting local banking/e-wallet is still a drag. Haven't been able to connect anything; Some of my favorite e-wallet isn't here too; There's still a lotsa category to cover (for transaction/budgeting); Budgeting feature still feels incomplete. There's still some I'd like to cover, alas it ends here.

The worst expense tracking app I've ever used. Their system wrongly detect my KPR account as saving account, and their team couldn't manage to fix it. Not gonna lie, its UI is attractive though, and it has unique features like tips and games. But that's pretty much of it. It looks like they prioritize their resources into those cosmestics aspects rather than improve the core service of the app.

What's new

Aku bisa Yura, bisa lebih mudah belanja, kapanpun dimanapun Tinggal Scan Bayar Nanti!

Sekarang kamu bisa nikmati kemudahan bertransaksi dengan Finku PayLater! Ga ada lagi tuh ribet top-up sebelum transaksi kan kalau pakai Finku PayLater kamu tinggal scan QRIS bayar bisa nanti~

Eits, ga berhenti di situ. Semua transaksi kamu pakai Finku PayLater dijamin dapat CASHBACK SELAMANYA!

Ga percaya? Update aja dulu aplikasi Finku-nya dan langsung cobain fiturnya!

Update sekarang~