12% Club - High interest | P2P

3.6
30.1K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Say hello to The 12% Club, powered by BharatPe and in partnership with RBI-approved NBFCs Peer to Peer (P2P) that grows your wealth with industry-leading returns.

What makes it a great investment?
- Start with as low as Rs 10,000
- Earn daily interest, track returns daily along with your lifetime earnings
- Zero fee whatsoever. No joining charges or withdrawal fee
- Request withdrawal anytime
- Easy and transparent with seamless digital convenience

Find the perfect plan that suits your financial goals.
Join the growing community of smart investors and move beyond traditional investment instruments to make your money get you more money! Trust us, your future self will thank you.

4 easy steps to get started
- Signup using your Mobile number and OTP
- Add your details and verify them
- Choose your preferred plan
- Start earning….

NBFC partners:
12% Club is a platform and does not give out returns on investments to users. 12% Club has partnered with RBI approved NBFCs - Liquiloans(NDX P2P Private Limited) and LendenClub (Innofin Solutions Private Limited).You will be shown deposit agreement when you choose to invest money.

Permissions:
We only collect your approximate location to assess your creditworthiness and for risk assessment purposes.
You can check the privacy policy for details - https://twelve.club/#/privacy-policy
12% club is registered trademark of Resilient Innovations Pvt. Ltd. (Developer name: BharatPe)

Contact Us:
For any queries, feedbacks and suggestions
Address: BharatPe, Building No. 8 Tower C, 7th Floor, DLF Cybercity, Gurgaon-122002 Haryana
Email: support@twelve.club
Website: twelve.club
Updated on
17 May 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 4 others
This app may collect these data types
Location, Personal info and 8 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.6
30K reviews
prathyusha survi
5 July 2024
Rating after a 1 year usage. Initially, app was too good to be true. No issues with withdrawal, daily interest etc. Then comes the lock in period and everything becomes a hassle. Now I have locked in my amount for 3 months for which the maturity date was 4th July, but it's 5th July and my amount is still locked in. Raised a complaint and there is still not response. Adding to your response: I have sent an email to you with the details.
5 people found this review helpful
BharatPe
8 July 2024
Hi Prathyusha, we understand the disappointment this may have caused. To assist you further on this, kindly drop us an email at 'support@twelve.club' along with the registered mobile number.
Ashish Gupta
8 July 2024
I am not getting an option to withdraw my 50K after the maturity date(which is 2nd July). I want my money back. After this incident, I am having doubts on the credibility of this app. Shared the details on email as requested. Now, the amount is showing in Non lock-in but not getting the option to withdraw the complete amount. It's to frustrating. My trust is completely broken from your app. I need my money back asap.
4 people found this review helpful
BharatPe
8 July 2024
Hi Ashish, we are here to help you. Please share the ticket ID so that we can check this.
Tara Shankar Bhattacharya
5 July 2024
After maturity at 2nd July, 2024, I cannot withdraw any amount till now. I have contacted at their email, they advised to reinstall the application and shared this with their email taking the screen video. But then no response. This is surely harming their credibility. My reference no. 1579062. Edit1: the issue has been resolved within 1 day, the service representative called and assure me to solve this as soon as possible and yes I can withdraw whatever I want. Thanks for the cooperation.
3 people found this review helpful
BharatPe
8 July 2024
Happy to help you, Tara.

What's new

Improved performance and bug fixes.