신협햇살론-긴급생계대환대출

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About this app

Before you think about high interest rates, you need to get a loan approved.

'Shinhyup Sunshine Loan' has an annual interest rate of 4.9~7.9%, and the interest rate is light!

We are helping you with loans up to 20 million won.

The redemption period for all products advertised on this site is more than 12 months,
The maximum annual interest rate is 24%. An example of the total cost of a loan is:
When borrowing KRW 1,000,000 at an interest rate of 24% for 12 months and a maximum annual interest rate of 24%
Total repayment amount: KRW 1,134,715 (It may vary depending on the loan product.)

Loan payment example: When repaying 10 million won in installments at 6% over 36 months, the total payment including principal and interest is about 11,412,601 won
(However, the amount may vary depending on the payment date and interest rate fluctuations, and if the payment is overdue for more than 12 months, the interest rate may be lowered further.)

Shinhyup Sunshine Theory
ㆍTarget customers: Workers and entrepreneurs who have been employed for more than 3 months
ㆍLoan interest rate: 4.9~7.9% of pension interest (as of February 2017)
ㆍLimit of loan: up to KRW 20 million (differentiated by credit rating, living expenses + replacement funds)
ㆍRepayment method: Repayment of principal in equal installments (partial repayment of principal + monthly interest)
ㆍLoan period: 3 or 5 years
ㆍFees: None (However, for Sunshine Loan, guarantee insurance premiums are incurred depending on the loan period)


In an era where it is difficult to get a loan like these days, get a loan with 'Shinhyup Sunshine Loan'

Please feel free to use the pension.

[Sunshine Theory] Iran
Sunshine Loan is a government-policy loan for the common people, and is provided to users who are using high interest rates such as loans, capital, and savings banks.
It is microfinance that can be used as repayment at low interest rates, livelihood loans, business loans, or freelance loans.
Who can apply for Sunshine Loan

Those who can prove income, such as office workers, workers, self-employed, and freelancers.


Advantages of Sunshine Theory

It is a solar loan that converts high interest rates to low interest rates.
Sunshine Loan is available for quick consultation with Sunshine Loan / Livelihood Fund / Business Loan Sunshine Loan.


You can save hundreds of thousands of won in interest every month even if you repay the high interest rate.

Capital, savings bank, credit card company (card loan), loan
Interest rates of 20% or more can be exchanged for a low interest rate of 7~8%.

In addition, in the case of earned income earners with an annual income of less than 40 million won and business operators, up to credit grades 6 to 8
Sunshine is possible without difficulty.

Sunshine Loan is repaid in equal monthly installments.
Through the application, you can conveniently use the savings bank's Sunshine Loan target inquiry and limit inquiry.
Updated on
9 Oct 2023

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