HDFC Bank SmartHub Vyapar

Mintoak Innovations Pvt Ltd

About this app

Business & Banking App for Merchant |Payments, Loans, Growth |Start with Bank Ac


Business Solutions and Business growth. With one powerful app, now get both!

HDFC Bank SmartHub Vyapar is a holistic Business & Banking App to aid your business growth.
You can onboard instantly and start accepting payments from all modes, get access to loans, apply for fixed deposits and business cards.

SmartHub Vyapar also empowers you to grow your business with several customer engagement and analytics tools.

One of the best rated business apps which helps you to manage your day-to-day business seamlessly.

Key features of HDFC Bank SmartHub Vyapar:

Instant Onboarding:
• HDFC Bank SmartHub Vyapar offers instant, digital, and paperless onboarding experience to existing HDFC Bank Current Account & Savings Account holders.
• Get QR code instantly to start accepting UPI payments as soon as you are onboarded as a SmartHub Vyapar merchant.

Accept Payment Seamlessly:
• Accept payments from all modes seamlessly via UPI, SMS Pay, and QR & Cards
• Get instant settlements on UPI transactions for instant access to funds.
• Get notified via voice notification on every successful transaction.
• Check payments credited to your account in a single view, for all payment methods across your stores.
• Record, track and collect outstanding customer dues digitally, through Pay Later.
• Use Cash Register to record your customer’s cash payments for easy reconciliations.
• Empower your staff to accept payments by creating their logins on app by assigning roles such as cashier/manager.
• View all their Central Bank Digital Currency (CBDC)/ Digital Rupee transactions via SmartHub Vyapar.

Instant Access to Loans:
• Avail funds from various loan options to match your business needs:
o Zero Collateral loans: Loan against Credit Card, Overdraft Facility, Business Loan, Personal Loan.
o Collateral-based loans: Loan against Property, Gold loan, Loan against Securities
• Instant Disbursals without documentation for select set of pre-approved customers.

Grow your Business digitally:
• Increase footfalls and sales at your outlets by creating offers for your customers and sharing via messaging apps and social media.
• Track transactions of all your outlets in real time on the one view Dashboard.
• Download transaction and settlement reports for desired time-periods from the Reports section and track business performance easily.

Protect your Business:
• Safeguard your business with Dukandar Suraksha Shop Insurance. Shop insurance is available for select set of segments.

HDFC Bank SmartHub Vyapar App also gives you access to:
• Banking Services: Get instant access to HDFC Bank’s numerous offerings such as Business Credit Cards, Prepaid Cards, and Fixed Deposits within the app itself.
• 24*7 Support: Get around-the-clock service support with the EVA chatbot and helps you reach out to the help centre to address all the issues and queries
• Tutorials and FAQs: Access to all necessary information about SmartHub Vyapar and its features

Download the HDFC Bank SmartHub Vyapar App and kickstart your business today!

Ratings and reviews

The HDFC Vyapar app is generally reliable, but it lacks the crucial "Settle Now" option. Most payment apps offer instant and daily settlement options, with "Settle Now" allowing instant transfers during emergencies even when on daily settlement. HDFC Vyapar forces a 24-hour wait to switch from daily to instant settlement, which is inconvenient. Adding this feature would greatly enhance the app's usability and competitiveness, making it essential for business owners who need ti

If we compare with other apps like Google pay Paytm phonepe, this application is not much better than other apps. I am a shopkeeper and I'm not much happy with this application but I'm still working with it. Thanks and please improve it as soon as.

Customer care services very poor. Too long time taking to connect with customer care executive. Payment facility from rupey credit card disable option must me add in app. This is very horrible to connect with customer care.

What's new

• Digitally apply for Soundbox instantly through app.
• Option to enable or disable SMS alerts.
We are always working on new features & performance improvement. Upgrade to the latest version to enjoy enhanced experience.