HSBC Kinetic

50K+
Downloads
Content rating
Everyone
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About this app

Whether you’re new to business or looking to switch, the HSBC Kinetic app makes banking simpler and faster.

Awarded Best App Based Business Account 2022, 2023 & 2024 by Moneynet, HSBC Kinetic allows you to stay in control of your business finances on your phone from the get-go.

HSBC Kinetic Current Account – Key Features

• A business current account with no monthly maintenance fee for 12 months. £6.50 thereafter*
• Make payments of up to £25,000 per day in-app
• Manage transactions with auto-categorized spending and useful account insights to help understand your cash flow
• Scan and deposit cheques securely in the app (limits and charges apply)
• International Payments to send and receive money to/from over 200 countries and territories, fees apply
• In-app customer service and access to our HSBC branch network
• Access to partner perks to help kick-start your business


Features not available

We don’t offer a cheque book, foreign currency accounts or multi–user access for this account, if you need these, you can visit our website for more options.


Our eligibility criteria

• You have a Limited company, are the only Director who’s also the sole shareholder registered with Companies House
• You’re a sole trader and the sole owner of the business for which you are applying
• Your turnover is up to £6.5m per year
• You’re a resident of England or Wales (if you’re based in Scotland or Northern Ireland please visit our website for details of our other accounts)

Ready to apply?

• Please visit our website to check whether HSBC Kinetic is right for you and your business www.business.hsbc.uk/en-gb/products/kinetic. You’ll find more details about HSBC Kinetic and our products.
• Download the app to apply for your mobile business current account in minutes – The HSBC Kinetic current account is subject to eligibility, approval and terms & conditions apply. A credit check will also be carried out as part of the account opening process.
• Standalone small business loan and savings account – If you’d like a standalone loan or savings account please call us before downloading the HSBC Kinetic app on 0345 587 3529. You don’t need to open, have or maintain a HSBC Kinetic Current Account to open, have or maintain a HSBC Kinetic Small Business Loan or HSBC Kinetic Savings Account.


If you have accessibility needs - We believe our products and services should be accessible to all customers, and we are committed to increasing accessibility at HSBC Kinetic and aim to meet WCAG standards.

* Other fees and charges apply, our Price List can be found on our website. If you switched to HSBC Kinetic using our internal switch process, you will not benefit from a current account maintenance fee free period.

You can apply for HSBC Kinetic products in the app. For more information, visit our website. HSBC Kinetic products are subject to eligibility, approval and terms & conditions apply. Some of our products require additional credit checks and we will ask for your consent when you apply.

HSBC UK Bank plc is registered in England and Wales (company number: 9928412). Registered Office: 1 Centenary Square, Birmingham, B1 1HQ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (Financial Services Register Number: 765112).
Updated on
14 Nov 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
Data can’t be deleted

What's new

We've updated the app, we fixed some minor bugs to improve your experience.