Royal Credit Union

Royal CU

Contains ads

About this app

Get real-time balance and transaction alerts, access your accounts, make transfers, deposit checks and much more! With the Royal Credit Union mobile app, and Wear OS banking on the go is free, convenient, and secure!

A combined login experience allows Members with both personal and business accounts to use a single app. Members may save a separate username and password for personal and business accounts. After logging in, users will see separate personal and business experiences.

TOP FEATURES:
- Real-time balance and transaction alerts
- Fingerprint ID login on supported devices
- Camera check deposit with multi-check capability and auto image capture
- Schedule Appointment option for office appointments

MANAGE YOUR ACCOUNT:
- Check balances and transactions on all devices, including wearables
- Freeze your Royal debit or credit card
- Easily transfer funds or make payments
- Pay bills with Pay a Bill/Bill Pay
- Manage your Royal credit card
- Pay other people
- View account statements or cleared checks
- Stop payment on checks
- For business experience users, admins may manage business users and complete approvals

MORE FEATURES:
- Open a new account or apply for a new loan
- Send a secure message and get answers or help
- Check your FICO® score
- Find a nearby Royal office or ATM location
- Sign up for online banking
- Find Royal’s routing number

SAFE, SECURE BANKING:
- Industry-standard encryption for safe mobile access
- Last login popup for enhanced security

Loans subject to credit approval. Insured by NCUA. Equal Housing Opportunity.

Ratings and reviews

The worst part about this app is that it only saves information for two different accounts. If you want to log into a third account, it erases other account information. This is an arbitrary limitation that should be fixed. It is extremely frustrating. Automatically detecting deposit amount is great! Edit: downgrading again. This app is now badly broken. It refuses to let you exit, takes 45 seconds to do anything, and logs you out in the middle of doing something because you were "idle".

Super easy to use and navigate. Has everything I would need from a banking app. For anything that I would need to go into a branch for, they have a part where you can set up an appointment through the app. Plus they give you a free fico credit score update every three months or so, making it super convenient to help track your credit while you build it.

Update, photo check part was working good for a while but now i need to go outside for natural light to get it to work. And it was easier BEFORE to take a pic of the backside.... now it has to be perfect and it doesn't pick up the signature on the back and wont accept it... Photo and check deposit sux, really hate how it doesnt take "good enough " pics .... instead of being efficient, throw this app in the trash if u want to deposit checks at home. Absolutely horrible. Worst version of this app

What's new

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.