4.3
1.66K reviews
1L+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Banking made simpler through Mfukoni. You can do your banking from anywhere and anytime right from your Android™ device. To get started, download the Mfukoni App and enroll by self registering.

With the newly upgraded version of Mfukoni, you can now experience the following;
• Easier layout and navigation
Simple navigation between accounts
Automatic display of last 5 transactions for the selected account
Shortcut menus for most commonly used services e.g. MPESA, Paybill, Buy Airtime
Easy navigation by scrolling right/left and up/down
• Personalization
By adding your photo
By setting a theme (from three available themes)
Recommending the application to a friend
• Convenience by,
Being able to pick contacts from your phonebook (for MPESA and airtime transactions)
By easily resetting and changing your PIN
By being able to request for products and services directly e.g. additional bank accounts
Other functionalities include;
• Manage Your Account
View account balances and transaction history
• Perform Transactions
Pay bills – DSTV, GoTV, Kenya Power, Zuku, JTL, KRA Tax Payment
Money Transfer between SBM Bank accounts and other Bank accounts
Deposit SBM Bank Cheques
Send and deposit money to and from MPESA
Purchase Airtime from Safaricom, Airtel and Orange
• Locate SBM
Locate the nearest SBM Bank branches and ATMs
Notes on Permissions:
• Location permissions are needed to determine your current location in order to find SBM bank branches and ATMs near you.
• Read Contact permissions are needed to access your contacts to send money via Mfukoni
• Camera permissions are needed to deposit checks via Mfukoni.
• Photo/Media/Files permissions are needed to pick profile pictures.
Disclosure:
Some features are available for eligible customers and accounts only.
There is no charge for downloading Mfukoni, but data rates may apply. Delivery of account alerts may be delayed for various reasons, including service outages affecting your mobile device, wireless or internet provider; technology failures; and system capacity limitations.
Updated on
30 Sept 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection
Data is encrypted in transit

Ratings and reviews

4.3
1.64K reviews
Zaky Arts
6 October 2025
The app has really improved and it's very efficient and reliable. The reason i didn't give 5 stars is because it doesn't offer loan facility
1 person found this review helpful
Did you find this helpful?
SBM BANK (K) LIMITED
26 March 2025
We hear you, and we’re really sorry for the recent downtimes! We’ve been working on upgrading the app to bring you exciting new features but we know this doesn’t make interruptions less frustrating. If you encounter any issues, you can reach out via WhatsApp 0773758196 for quicker assistance. We truly appreciate your support. ^SA
James Nyamasyo
4 October 2025
This app only works when I'm connected to WiFi the moment I turn to mobile data it keeps asking me to update my app which I did a week ago
Did you find this helpful?
SBM BANK (K) LIMITED
6 October 2025
Thank you for reaching out James and bringing this matter to our attention. We apologize for the inconvenience you are experiencing with the application when switching to mobile data. Kindly share an email with your account details to atyourservice@sbmbank.co.ke and we will be in touch. ^MK.
Nahum Wairutu
4 October 2025
it's good but still need some changes like once you pay advance loan your loan limit immediately goes as low as 2000 from 20000
Did you find this helpful?
SBM BANK (K) LIMITED
6 October 2025
Thank you for reaching out Nahum and sharing your experience with us. Please note that loan limits are dynamically reviewed based on several factors. That said, we are here to help. Kindly send an email with your account details to atyourservice@sbmbank.co.ke and we will be in touch. ^MK.

What's new

Enjoy Delightful, Secured and Convenient mobile banking experience with our newly upgraded Mfukoni app.

New Features:
-Card services management: Credit & Debit
-ISO 20022 enhancements

Bugs fixes and user experience improvements.