ET Money Mutual Fund & SIP App

TIL (Times Internet Limited)

About this app

ET Money, the trusted choice of millions of investors across India for investment in Direct Mutual Funds, NPS, Fixed Deposit & ET Money Genius.

ET Money also provides the ultimate guide for all your financial needs, including investing in MFs through SIP/lumpsum investment, stocks, managing personal finances, and securing your retirement.

📌 Why Invest in ET Money Direct Mutual Funds?
-Zero Commission: Manage your funds with no commission charges🤩.
-Fast and Paperless: Invest in Direct Mutual Funds effortlessly and without any problem..
-Versatile Options: Choose between SIPs or lump sum investments.
-Enhanced Returns: Switch to Direct Plans for up to 1% extra returns on existing investments.
-Tax Savings: Invest in ELSS mutual funds starting SIP at just ₹500 per month.
-Expert Guidance: Discover top-rated MF schemes tailored to your financial goals and risk tolerance.
-Seamless Integration with UPI Payment Apps: Google Pay, PhonePe, BHIM UPI, Paytm, and more.
-Explore Diverse Mutual Fund Options, including equity, ELSS, small-cap, large-cap, balanced, gold, sector, etc., all within a single MF app.
-Invest in top MF schemes from AMCs like SBI Mutual Fund, Nippon India Mutual Fund, ICICI Prudential Mutual Fund, and many more.

📌 Why Trust ET Money App for the Investment?

💸Most Trusted Investment App
ET Money is proud to be recognized as a trusted app for investing in Direct Mutual Funds and comprehensive Personal Finance Management.

💸Investment Made Easy
With ET Money app, you can seamlessly invest, monitor, manage, and educate yourself about mutual fund investments.

💸Create Personalized Investment Plan
ET Money Genius: Multi-asset investment solution with quant models for optimal returns, considering rates, inflation, equity, and market trends. This can create personalized investment plan and suggest mutual funds & stocks portfolio as per investor personality

💸Track your Mutual Funds Portfolio Health
ET Money Mutual Fund App provides you a streamlined dashboard for external mutual funds, easy PDF uploads, track returns, and receive risk-reducing suggestions in investment health reports.

💸Start Your Investment Journey for Free
Begin investing for free, create an account in minutes, start SIPs/lump sum investments effortlessly, with a minimum of ₹500 per month.

💸Maximize Your Tax Savings
ET Money Tax Saving Maximiser assists you to save up to ₹78,000 on taxes💵: ₹46,800 with ELSS Mutual Fund & Term Insurance, ₹15,600 via NPS, and ₹15,600 with Health Insurance.

💸Secure and Lucrative Fixed Deposits
Through ET Money Fixed Deposits with Bajaj Finance, earn higher returns compared to traditional bank FDs, with assured returns up to 8.60%.

💸Plan Your Retirement with NPS
Open a hassle-free NPS account. Existing investors can contribute using their PRAN. Contribute to NPS through an SIP or lump sum investments.

💸Stocks Recommendation
ET Money uses a momentum-based strategy to recommend stocks, providing two buy recommendations each week on the first business day.

💸Streamline Finances with Expense Management
Monitor and manage your expenses and bills 🧾 in one place to never miss a payment.

💸Useful Investment Guide and Tips
💡Learn all about Mutual Fund, FD, NPS, Stocks and other Personal Finance options.

📌Permissions Explanation:
-Camera: To capture necessary KYC verification documents.
-Storage: To upload images from your device for KYC verification.

ET Money is your trusted financial partner, SEBI Reg. No. INA100006898. BanayanTree Services Limited. 📧 Contact us at [e-mail] for assistance.

Ratings and reviews

As of late, ET money has become an advertisement stall, constantly bugging with annoying pop ups and push notifications. Additionally , I've been asking for an update on the credit score feature since a few months, which seems to be non functional yet present. My suggestion: take it easy on the ads and fix the features that are offered. Please don't expect an email stating a detailed account of the experience.

App is easy to use. Interface is user friendly and good looking. But the intrusive behaviour of application is a major and most significant problem. Eg: If you want to cancel your SIP then you will have to click 4-5 times as ET money is going to pour all the lucrative dreams in front of you to stop you.

Have taken their genius plan and seems complete waste of time and money. MF recommendations are not very useful and even the long term portfolio plan seems totally useless (personalization is just a marketing gimmick when in reality, they just try to map a user to one of few and existing user persona buckets after classifying goal into short / medium / long). Had hoped stock ideas would be useful (one of the very few apps offering momentum investing strategies) and even that is awful at best.

What's new

🔊 Discover Your Favorite Stocks!
- Search & explore stocks easily within the app
- Dive deep into rich details — from up to date prices to in-depth fundamentals & technicals — all in one place
- Gain insights to make more informed decisions
Another exciting news: We’ve brought Tax-optimized rebalancing in Genius: 3 powerful enhancements that not only neutralize the tax hikes but are also are expected to increase post-tax returns by at least 10%!
Check them out on the app now!