Co-Optima Mobile

Barbados Public Workers’ Co-operative Credit Union

About this app

Experience the new era of digital banking with Co-Optima by BPWCCUL—built for your lifestyle, your schedule, and your security.
With a sleek new design and powerful features, Co-Optima puts you in control of your finances anytime, anywhere.

Top Features:
• Card Controls: Instantly lock and unlock your card for added security
• Travel Notifications: Set alerts for worry-free banking abroad
• Real-Time Alerts: Stay up-to-date on all account activity
• Fast Transfers & Bill Payments: Move money quickly and easily
• Enhanced Security: Biometric login, two-factor authentication & fraud protection
• 24/7 Account Access: Manage your money wherever life takes you

Whether you’re checking your balance, paying bills, or transferring funds, Co-Optima makes it seamless.

Download now and experience banking reimagined.

Ratings and reviews

Not sure if the app is undergoing an upgrade, but it is not working currently (6/21). Also, as others have suggested, it could stand to be more robust in giving options for bill pay transactions and notifications. Otherwise, this is quite an impressive and secure app to use. Hopefully, the recent bugs will be fixed quickly. Update: August 2022. App works well. One of the most efficient banking apps on island.

The login process always feels like it requires a great deal of effort just to get to the account to then do very basic things like transfers to internal accounts and viewing the balance. Now there's an additional verification feature which does not clearly state that you have to retrieve it from your email and by the time I found it a minute later and entered it in, the authentication page timed out. It was already annoying before and now it's even more annoying and so time consuming.

I love how up to date in technology the app is compared to previous online banking apps. It's very easy going and great for me

What's new

* Members are now able to opt in to receive an OTP on every login
* Shares will show the Available Balance as the primary bold balance, while Loans will now show the Ledger Balance as the primary bold balance