Fio Smartbanking CZ

3.9
10.5K reviews
1L+
Downloads
Content rating
Everyone
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About this app

Fio Smartbanking is a smart banking application that makes your life easier. Thanks to it, you will always have your account close at hand. You can cheerfully solve unexpected situations and check your account movements anytime and anywhere, pay quickly or promptly change the limits on your payment card. You apply for a loan, you can start saving or investing. And much more.

Maximum security
The application is protected for login and transaction authorization and meets the most modern security standards.

Activation and account opening in a few clicks
• If you are our client, you simply download the application and connect it to your account.
• If you are not yet our client, you can create an account quickly and conveniently in the application. With Bank iD, it doesn't take more than a few minutes.

Why Fio Smartbanking
• It is simple, fast and secure.
• It is clear and reliable.
• You are still in control of your money.
• You can customize it to your liking.
• Offers everything you need for effective money management.

What the app offers
- Possibility to customize the start screen.
- Widget with balance on the phone's desktop.
- Payment by mobile phone or watch.
- Instant free payments in CZK and EUR.
- Pay by scanning a QR code, slip or account number.
- Pay me function - QR code generation for payment.
- Payments by contact - you just need to know the mobile number.
- Control card limits with one thumb.
- Creating new accounts and cards.
- Application for an overdraft or loan.
- Savings and investment options.
- Arranging travel insurance or loss and theft insurance.
- Mode selection (full/passive/authorization/passive&authorization).
- Authorized communication via the Fio service or a call to the infoline from the application.
Updated on
13 Oct 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.9
10.4K reviews
m books
6 October 2025
app updated yesterday, dead app this morning. offline, I can still use offline authorization for logging on the pc, but when mobile and online it doesn't start up. UPDATE day later, reply from bank about known android issue, sorted and functional a couple days later
Did you find this helpful?
Fio banka
6 October 2025
Hello, thank you for your feedback, we are glad that everything is fine now and the app is serving you well again.
Kornél Mikecz
2 October 2025
I love the app, it's really fulfill every possible needs on the run. Edited; Now it's working like charm! Thank you for the fast fix! (My only problem is that since yesterday the app is glitching out and as I get over the fingerprint lock, the app crushes) .
Did you find this helpful?
Fio banka
2 October 2025
Hello, thank you for your feedback. We are glad that the app is serving you well again!
Richard Zbranek
25 August 2025
Fio bank is underrated. The app works flawlessly and covers everything I would expect a banking app to do and more. It allows for decent customization while staying neat and logical. It is an "adult" banking app, no useless features you can not get rid of, no marketing push notifications, no juvenile trends of making everything into a seamless flow. Please FIO, stay true to this. Your internet banking and app is exactly what it should be. Do not make it stupid by making it stupid-friendly.Thanks
2 people found this review helpful
Did you find this helpful?
Fio banka
26 August 2025
Hello Richard, thank you so much for the lovely feedback and review, it made us happy. We are glad that you find the app easy to work with and that you are our satisfied client.

What's new

Nápověda s tipy
Při prvním kontaktu s hlavními stránkami se vám zobrazí tipy na užitečné funkce.

App support

About the developer
Fio banka, a.s.
apd@fio.cz
Na Florenci 2139/2 Praha 1 - Nové Město 110 00 Praha Czechia
+420 732 468 317

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