Danamas Lender (Pendana)

PT Pasar Dana Pinjaman

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About this app

Introducing the first P2P lending platform in Indonesia to have received validation from OJK & KEMKOMINFO. Danamas is a subsidiary of PT. Sinarmas Group that has a great reputation in the banking world.

WHY JOIN DANAMAS AS LENDERS?

SOLID COMPANY PROFILE
Danamas is validated by and has an operational license from OJK. Additionally, Danamas is trusted by KEMKOMINFO (Ministry of Communication and Information Technology) and is part of an organization that accommodates Fintech Peer to Peer (P2P) Lending or Online Funding Fintech entrepreneurs in Indonesia (AFPI).

ALTERNATIVE INVESTMENT METHOD
Danamas is a great choice for your alternative investment as it has higher return value than bank deposits. Additionally, Danamas’ lower risk exposure puts Danamas at the top of users mind when choosing an alternative investment platform.

SIMPLE REGISTRATION PROCESS
You can join Danamas as a lender anytime, anywhere with the simple registration process. It only takes a few details such as your phone number, ID card, and your basic profile information.

HIGH RETURN RATE
Danamas offers higher return rate starting from 7% - 10% annually with tenure period of 2 - 12 months

Funding Simulation
Tenure: 3 months
Funding Amount: Rp 1.000.000
Yield: 10% p.a
Return received by lender: Rp. 1.000.000 + Rp. 25.000
Total Return: Rp 1.025.000

HELPING LOCAL BUSINESS
By joining Danamas as a lender, you are already helping local business owners by lending to them.

EXCLUSIVE MUTUAL FUNDS
Another feature that you can enjoy by joining Danamas as a lender is the access to Sinarmas Asset Management mutual funds. This is an exclusive investment feature for Danamas lenders with a potential of 10% increase annually.

JIDO FUND
Jido Fund is a feature that will make it easy for you to fund loans in one click! Jido Fund will distribute funding according to the loan repayment criteria from the borrower. With the Jido Fund, funding will become easier. JiDo Fund is also covered by insurance 99%.

PRE-PAID PURCHASES
Danamas collaborates with Simas Point to give you discount prices for various merchants throughout Indonesia. Additionally, you can also top up your e-money, BRIZZY, and Tap Cash in the app with a lower rate.

PORTFOLIO FEATURE
This awesome feature was created to enable you to check the report of your activity, such as:
- Total disbursement
- The number borrowers benefited from your funding
- Repayment amount
- Total late repayment charge

Also, there are 4 menus in the dashboard as follows:
- Active funding
- Funding history
- Total balance
- Investment returns

CONTACT US
- Headquarters: Sinar Mas Land Plaza Tower I Lt. 9, Jl. MH Thamrin No 51, Central Jakarta 10350
- Operational Office: Roxy Square Lt 5 Blok B No.1, Jl. Kyai Tapa No. 1, Grogol Petamburan, West Jakarta 11450
- Phone: [phone]
- Whatsapp chat: [phone] (WhatsApp chat only)
- Website: danamas.co.id
- Email: [e-mail]

Ratings and reviews

The app experiences, from registration to funding, are really bad. The UI looks outdated. The interest rate is not as competitive as other. But the good thing is they almost always return on time. You might not make bigger return overall compared to other app, but your investment will probably be safer, unlike Modalku and Investree.

Couldn't open the app so many times that I have to keep clearing data and re-login multiple times. Please fix this issue on Samsung Galaxy Note 10, it worked just fine on my previous Samsung phone. I love the benefits of this app but the overall bad user interface and app issues are ruining it.

Good medium for peer to peer lending. But I think the platform still need some improvement.