KB Alda – Compare loans and manage your credit all at once
Compare a variety of products, from credit loans to secured loans, all at once
Check the maximum limit and lowest interest rate conditions.
1. Easy loan comparison
- Check various credit and secured loan products at once without visiting a bank
- Even those in personal rehabilitation can check their credit limit
2. 24-hour availability
- Compare all at once on KB Alda, even on weekends and late at night
- Brokerage of emergency funds, small amounts, and same-day deposit products
3. Credit management services
- Credit analysis reports provided
- Improve your credit score with a single touch
[Financial Supervisory Service-designated loan product sales agent/broker]
[Notice pursuant to Article 26 of the Financial Consumer Protection Act]
KB Fintech is a loan brokerage corporation (Loan Broker Registration No. 2021-010) that brokers contracts for loan products from various direct financial product sellers.
Loan collection agency: Busan Bank, Gwangju Bank, Jeonbuk Bank, BNK Savings Bank, IBK Savings Bank, JT Chinae Savings Bank, KB Savings Bank, OK Savings Bank, OSB Savings Bank, SBI Savings Bank, Korea Savings Bank, Daol Savings Bank, Daehan Savings Bank, Dongwon First Savings Bank, Sangsangin Savings Bank, Sangsangin Plus Savings Bank, Seram Savings Bank, Smart Savings Bank, Anyang Savings Bank, Acuon Savings Bank, Yegaram Savings Bank, Woori Finance Savings Bank, Yuanta Savings Bank, Welcome Savings Bank, Jinju Savings Bank, Cheongju Savings Bank, Kiwoom Yes Savings Bank, Pepper Savings Bank, Hana Savings Bank, Hanwha Savings Bank, BNK Capital, iM Capital, JB Woori Capital, KB Capital, NH Nonghyup Capital, OK Capital, Lotte Capital, Woori Finance Capital, Korea Capital, Korea Investment Capital. Hyundai Capital, Golden Capital Loan, Anjeon Loan, NC Finance Loan, APL Financial Loan, Mirae Credit Loan, Baro Credit Loan, Advance Loan, A1 Loan Capital, Elhabist Loan, MSI Loan, KM Financial Service Loan, Taekang Loan, Honest AI, Kpl (formerly People Fund), Daily Funding, Leading Plus Funding, Eight Percent, Ocean Funding, Zoom Fund, Cocktail Funding, Together Funding
- The service is provided only for loan products from affiliated financial institutions that have entered into a service consignment agreement with the company. It does not cover all loan products from all financial institutions. - Loan Terms: Loan Interest Rate (Minimum 2.39% ~ Maximum 20.0% P/E), Loan Limit (KRW 1 million ~ KRW 250 million), Loan Repayment Term (Minimum 12 months, Maximum 96 months)
- Loan Repayment Example: A KRW 1 million loan with an annual interest rate of 6.5% and equal principal and interest repayments over 12 months would result in monthly repayments of KRW 86,296 (KRW 80,880 in principal and KRW 5,416 in interest). (Total Loan Cost (Repayment) KRW 1,035,557, Total Interest Cost KRW 35,557)
- KB Fintech does not have the authority to conclude loan agreements. The authority to conclude loan agreements through credit screening, etc., lies with financial institutions that directly sell financial products. - Consumers may seek compensation for damages related to the use of this service from financial institutions, which are direct sellers of financial products, and Team Wink, which is a financial product sales intermediary, pursuant to Articles 44 and 45 of the Financial Consumer Protection Act.
- KB Fintech does not receive any monetary compensation from consumers in connection with loan contracts or loan executions through this service, and does not collect loan interest or principal repayments on behalf of financial institutions.
- Personal information and credit information entered by consumers for the use of this service are held and managed by the financial institutions, which are direct sellers of financial products.
[Customer Inquiries]
help@alda.ai (Mon-Fri 10:00-18:00)
KB Fintech 'KB Alda'
11th Floor, Dream Plus, 311 Gangnam-daero, Seocho-gu, Seoul