myKinara – Business Loan App

500K+
Downloads
Content rating
Everyone
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About this app

myKinara App from Kinara Capital provides Fast & Flexible Collateral-free Business Loans within 24-hours. Working Capital or Machinery Purchase loans are available in the range of ₹1 lakh to ₹30 lakhs for MSMEs in the Manufacturing, Trading, and Services sectors.

Check your eligibility in just 1-minute! No document uploads required for checking your business loan eligibility. Download the myKinara App now.

myKinara is available in 7 Languages for your convenience: Tamil, Telugu, Kannada, Hindi, Gujarati, Marathi, and English. The convenient and easy-to-use app can be accessed through a secure OTP sign-up.

Why Choose Kinara Capital for your Business Loan Requirements?
➡️ Collateral-free Business Loans Upto ₹30 lakhs
➡️ 24-hour loan disbursement directly into your bank account
➡️ Flexible business loan offerings for Working Capital and Machinery Purchase Loans
➡️ Customer support available over call and messaging in vernacular languages
➡️ ️Automatic discount for Women MSME business owners with HerVikas program.

Kinara Capital has disbursed over ₹5,000 crores to date across 91,000 MSME loans. In addition to the myKinara App, we have over 1,000+ field officers across 133+ branches servicing 4,500+ pincodes.

MSME Loans: Kinara Capital offers unsecured MSME business loans to 300+ MSME sub-sectors across 100+ cities in India. Interest rates are calculated on a Reducing Rate Basis and starts from 24% p.a.

The loan offerings from Kinara Capital are:
➡️ Long-term Working Capital Loans
We offer Collateral-free Long-Term Working Capital loans to MSMEs, which can be utilized for a range of operational and expansion business needs, such as Stock or Raw Material Purchase, Inventory Financing, etc.

➡️ Short-term Working Capital Loans
Collateral-free business loans available from Rs. 50,000 to Rs. 2 lakhs with 6-12 months tenor for immediate operational needs.

➡️ Machinery Purchase Loan for Manufacturing MSMEs
You can buy New or Used machinery to increase and improve your production capacity. Buy CNC, lathe, or any such relevant machinery for your business.

➡️ HerVikas Business Loans for Women
HerVikas will automatically provide qualifying women entrepreneurs with 1% interest rate discount on Collateral-free Business Loans, a 60-day repayment holiday, and a 50% reduction in loan processing fees. This will also be extended to newly registered MSME startups in the Manufacturing and Trading sectors who may qualify within one month of its business registration.

List of Documents to Expedite Your Loan Application with Ease:
➡️ Applicant’s KYC document (PAN card)
➡️ Co-applicant’s KYC document (PAN and Aadhaar are recommended, but not mandatory)
➡️ Business KYC document (Udyam registration, etc.)
➡️ Last 12 months’ bank statements, GST Certificate
➡️ Special Licenses for some sub-sectors only (e.g. Pollution NOC, FSSAI)

Kinara Capital is an RBI Registered NBFC. RBI Disclaimer: RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the Company or for the correctness of any of the statements or representations made or opinions expressed by the Company and for discharge of liability by the Company."

*Note*: Beware of scammers who can use fake SMS/emails/WhatsApp, etc., impersonating Kinara representatives, or offer vouchers and other rewards for downloading apps. Avoid clicking on links from unknown senders as they might steal personal data, and always verify email and SMS domain names. Never share sensitive data such as OTP, bank accounts, etc. with anyone to protect yourself from phishing scams. Remember, our representatives will never ask you for any payment or commission to provide a loan.
Kinara Capital is not liable for any loss caused due to fraud or phishing activities. To report such activity, please call 18001032683, give us a missed call at +917026290000 or email us at help@kinaracapital.com
Updated on
20 Aug 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity, App info and performance and Device or other IDs
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

What's new

Bugs fixes, security fixes & added Android 14 support.