Bharat Loan

DEVMUNI LEASING & FINANCE LIMITED

About this app

Presenting Bharat Loan : Aage Badho!

Bharat Loan stands as your comprehensive solution for all financial requirements. Life often presents unforeseen challenges, especially in managing finances. That's precisely why we have crafted our Instant Personal Loan service to be your steadfast and empathetic financial ally, offering rapid and seamless solutions precisely when you need them.
In life, challenges often close doors, leaving us feeling trapped and uncertain. At Bharat Loan, we understand the frustration of closed opportunities. That's why we stand apart - when all the doors are closed, ours swing open wide

Rapid and Effortless Application Process
Transparent and Unambiguous Process Flow
Competitive and Alluring Interest Rates
Secure and Reliable Platform
Flexible Repayment Options
Enhanced Approval Possibilities
No In-Person Verification Required
Tailored Executive Support
Digital eKYC and Aadhaar-Based eSignatures
Real-Time Application Tracking




How Bharat Loan Works: Your Path to Financial Freedom

-> Submit Your Application Digitally : Our intuitive online application platform enables you to effortlessly apply for a personal loan right from your home. Enter the essential information and securely upload the necessary documents using our user-friendly interface.

-> Rapid Approval Process: Upon receiving your application, our dedicated team processes it promptly, ensuring a swift response. Expect a quick turnaround, allowing you to meet your financial needs without unnecessary delays.

-> Access Funds Swiftly: Upon approval, the funds are transferred directly to your bank account, giving you the freedom to address urgent financial needs such as medical bills, education expenses, or unexpected circumstances without any delay or hindrance.

-> Convenient Repayment Options: We provide adaptable repayment plans designed to match your financial situation. Select a repayment schedule that aligns with your needs, ensuring a convenient and hassle-free loan repayment process.


Key Considerations Before Applying for a Personal Loan:

* Loan Amount: Minimum 5,000 to Maximum 1 Lakh
* Repayment Tenure: Minimum 2 Months to Maximum 12 Months
* Rate of Interest / Annual Percentage Rate (APR): 35% (Fixed)
* Processing Fees: Rs 2% of the Loan Amount
Note:- GST on Processing Fee (Exclusive): 18%

Representative Example :
- Loan Amount: ₹50,000
- APR: 35%
- Tenure: 12 months
- Processing Fee: ₹1000
- GST on Processing Fee: ₹180
- Amount Disbursed: ₹48,820
- EMI: ₹4,998
- Total Repayment Amount: ₹59,978
- Total Interest: ₹9,978

About Us :
Welcome to Bharat Loan, a full-service digital lender dedicated to helping people get the money they need to achieve their goals. Bharat Loan is a FinTech company that was founded with the goal of integrating a significant number of salaried professionals who had been turned down for credit by traditional banks and financial institutions into the appropriate credit structure. It is a brand unit of DEVMUNI LEASING & FINANCE LIMITED, an NBFC listed with the RBI

Our mission is simple - Today, one needs a fully digital and futuristic environment in the comfort of their home. And we here give you and your loved one additional security and a stable financial future! True friends always lend a hand! If you are unsure of who to call in the event of an emergency financial shortage.

App Disclaimer:

Your consent is paramount, and we will only use the information you provide for the specific purpose of your loan application. Your privacy and security are our top priority
1. Camera - to click document pictures
2. Device Info - To Detect the Fraud
3. Files - To upload the pdf or images

Rest assured, the information you provide will be strictly used to verify your identity and facilitate a seamless digital loan application process.

For More Details or Customer Support :
Website - www.bharatloan.com
Customer Care - [phone]
Email - [e-mail]

What's new

.Flow Changes
.Bugs Fixed