뱅크샐러드

Banksalad

About this app

Bank Salad goes beyond finance to health assets

Manage everything from comparison of over 1,400 financial products, the largest in Korea, to non-face-to-face health examinations, all in one place.


● Credit card | Maximum benefits compared to all card companies, including cashback
· Compare the latest cashback events from all card companies and receive issuance right away.
· We recommend a card with the maximum benefit based on your spending pattern.

● Loan interest rate comparison | All loan interest rate discounts
· Compare the lowest interest rates of 125 loans and even provide interest rate coupons
· Switch to a lower interest rate in just 1 minute. Interest rate coupons also apply to refinancing loans.
· Compare loans available today at the lowest interest rates.
· Loan management becomes easier as it informs you of the repayment schedule and payment amount.

● Home mortgage loan interest rate comparison | Lowest interest rate discount for mortgage loans
· Compare the lowest interest rates for any purpose, including home sales, business owners, and rental eviction.
· You can compare housing mortgage loan products from first-tier financial institutions.
· Reflects the most up-to-date interest rates and regulations.

● Direct car insurance comparison | Same coverage cheaper
· Compare multiple car insurance policies at once and find the cheaper policy.
· Bank Salad offers 2% cashback on insurance premiums.
· Get ​​up to 30,000 won back and sign up for cheap car insurance.

● Asset Management | All assets at a glance
· Manage all your assets at a glance, from home to accounts, cash, cards, and loans.
· You can easily see how much your net worth is increasing.
· Diagnose loans and savings to increase my assets.
· You can easily connect assets without a PC.

● Household account book | Accurately down to 1 won with automatic household account book
· Automatically enter and classify income, expenditure, and transfer details.
· Manage Kakao Pay and Toss pay money details.
· You can use a customized household account book by setting a budget, editing details, and setting categories.

● Free health screening | Number of testers exceeds 230,000
· Free genetic testing every day at 10 a.m. on a first-come, first-served basis - 63 types including nutrition, athletic ability, hair loss, etc.
· Free microbiological testing every day at 1pm on a first-come, first-served basis - 29 types including bad breath, dementia, diabetes, etc.
· You can experience inherited genes and dangerous diseases for free on a first-come, first-served basis.
· Take the test comfortably at home without having to go to the hospital.
· Now you can purchase and gift a test ticket without waiting.

■ Frequently Asked Questions

● How are genetic test results managed?
Genetic test analysis data is provided by LabGenomics, which has established a strict security and information protection system, and the information is not provided to third parties except Bank Salad. Bank Salad is also used only for the purpose of providing health care services in accordance with the terms and conditions and is never provided to third parties.
Bank Salad is a company that has undergone a strict security review and received credit information management business from the Financial Supervisory Service and electronic signature certification from KISA. Please rest assured that customer data is managed with a security system equivalent to that of a financial institution.

● I need to disclose sensitive asset information. Can I trust Bank Salad’s security?
Bank Salad considers security the most important. Customer information (public certificates and passwords, financial company accounts, etc.) is encrypted and stored on the customer's mobile device, not on the Bank Salad server.
The information you enter when signing up for and using the service is encrypted with an algorithm that has proven to be reliable. Customer information is encrypted and protected throughout the entire communication section between the customer's mobile device and the Bank Salad server.

● How is personal information protected?
Bank Salad complies with the relevant laws and personal information protection regulation guidelines of the Republic of Korea that information and communication service providers must adhere to.
All personal information is used only for the purpose of collection and use and period of use, and is destroyed without delay if the customer requests withdrawal or withdraws consent.
Personal information needed to link your financial assets to the app is not stored on our internal servers. It is used only for information retrieval purposes.

■ Service inquiry
If you have any questions, please contact us through the channel below.
1. At the bottom of the app [All] > Customer Center at the top right or at the bottom of the app [Home] > At the top right [☰] > Customer Center
2. Email inquiry to [e-mail]
You can also check the FAQ by searching ‘Bank Salad Customer Center’ on Naver.

Information on service access rights
● Optional access rights
· Files and Media: When using a joint certificate during the asset linking process, you may request to save or use the joint certificate file.
· Phone: To prevent unauthorized use such as voice phishing, verification of the user's mobile phone may be requested.
· Notifications: You may request to be notified of important notices, events, and promotional information.
· You can use the service even if you do not agree to the optional access rights.
· If you do not agree to the optional access rights, normal use of some functions of the service may be difficult.

Ratings and reviews

Been using it for over two years and it's always been a great app but some issues recently and it's not easy contacting the customer service... -once a fund is added manually the amount cannot be changed anymore, i need to delete the fund and recreate it if i want to change its amount -stocks synced with Korean investment banks have values that do not reflect the current stock prices...

BankSalad is fantastic. The only sad part for me about this app is the fact that I discovered it so late. My Korean is enough to use the main functions but I'd LOVE TO have the app in English. Here are some recommendations from me. - Please release a dumbed-down English version. Even having only the MyPage feature is OK. - Can we add foreign currencies for our savings? (I couldn't find it, maybe it's already available) - How about pushed notifications when a transaction is made? - How about color coding the different accounts and letting the user to edit the account names or even just adding a nickname? I will add more stuff as I use it more. Thank you! E.B.

"Was" having great experience But recently, it keeps saying that they cannot read my information hence became useless. And takes too long to load info, too much unnecessary features like secretary badge makes it look cluttered. I just want simple experience..

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