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AP The FIN

About this app

Apthefin is a financial platform that allows you to easily and conveniently compare loans.
Compare loan products from various partner companies with simple authentication and identity verification.
Try our loan switching service for more favorable terms.
Start smart asset management by gathering your financial status with our MyData service.

- Apthefin Customer Center: [e-mail]
- Developer Contact
11th Floor, 218 Teheran-ro, Gangnam-gu, Seoul
1833-7114

APthefin, Inc. is a financial product sales agent/broker (online loan collection corporation) registered with the Financial Services Commission. (Registration No. 2022-007)
APthefin, Inc. is a financial product sales agent/broker (online loan collection corporation) that has entered into a loan collection consignment agreement with various financial institutions in accordance with financial laws and regulations. (Check affiliated financial institutions: The Pin app > All menus > Financial Consumer Protection > Affiliated Financial Institutions or The Pin homepage > Bottom menu > Financial Consumer Protection > Affiliated Financial Institutions)
You can verify your identity by searching for a loan collection company on the Financial Supervisory Service website (Business Data > Financial Consumer Protection Act > Loan Collection Company Search > Online Loan Collection Company).
AP The Pin's loan comparison service is provided only for loan products from affiliated financial institutions that have entered into a loan collection consignment agreement with AP The Pin. It does not cover all loan products from all financial institutions.
AP The Pin does not have the authority to directly approve loans or conclude loan agreements. The authority to conclude loan agreements through credit screening and other procedures lies with each affiliated financial institution, which is a direct seller of financial products. Repayment terms, interest rates, etc. may vary depending on the loan product of each affiliated financial institution.
AP The Pin's credit information inquiry to confirm loan limits and interest rates does not affect your personal credit score. However, excessively checking loan limits and interest rates across multiple financial institutions or platforms within a short period of time may affect your loan eligibility.
When using loan products, simply signing a loan agreement may lower your personal credit score. This decline may result in disadvantages in using loans and conducting financial transactions with other financial institutions.
If you default on principal and interest payments due within a certain period, you may be required to repay all principal and interest before the end of the contract.
AP the Pin Co., Ltd. does not receive any monetary compensation from financial consumers in connection with loan agreements or loan executions through this service, and does not collect loan interest or principal repayments on behalf of financial institutions. The loan solicitation fee standards paid by affiliated financial institutions can be found on each financial institution's website.
AP the Pin Co., Ltd. complies with the Personal Information Protection Act and the Act on the Use and Protection of Credit Information in relation to service operation. Credit information and personal information provided by customers for loan agreements are held and managed by affiliated financial institutions. In relation to this service, financial consumers may seek compensation for damages from affiliated financial companies, which are direct sellers of financial products, and AP The Pin Co., Ltd., which is a financial product sales agent/broker, pursuant to Articles 44 and 45 of the Financial Consumer Protection Act.
General financial consumers have the right to receive a sufficient explanation of the relevant financial product or service pursuant to Article 19, Paragraph 1 of the Financial Consumer Protection Act. Please read the product description and terms and conditions before entering into a loan agreement.
The maximum interest rate permitted under financial laws and regulations is 20% per annum.
Loan repayment example: If a KRW 1 million loan is taken out at an annual interest rate of 5.2% and equal principal and interest repayments are made over 12 months, the total repayment amount is KRW 1,028,390, with a monthly payment of KRW 85,699.

Compliance Officer Review No. 20240103-22-001

AP The Pin Co., Ltd. | CEO: Ho-hyung Lee
Address: 11th Floor, 218 Teheran-ro, Gangnam-gu, Seoul
Business Registration Number: 247-88-02283 | Phone Number: 1833-7114
Mail-Order Business Registration Number: 2024-Seoul Gangnam-04555

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